Travel guide

Best Travel Credit Cards in India

For travellers comparing cards by air miles, hotel value, lounge access, forex markup, travel portals, and redemption flexibility.

Ranked shortlist

Top cards for this search

Ranked from existing SimplifyCards data. Open any card for full rewards, exclusions, redemption, and eligibility details.

#1
HSBC Bank

HSBC Premier Credit Card

Annual fee
Rs 20,000
Best use case
Best for Hotels Via HSBC
Key reward or benefit
Up to 36 Reward Points / Rs 100
Major limitation
Fuel transactions
Details
#2
HDFC Bank

HDFC Bank Diners Club Black Metal Edition Credit Card

Annual fee
Rs 10,000
Best use case
Best for SmartBuy Hotels
Key reward or benefit
Up to 10X Reward Points (10 RP / Rs 150 spent via SmartBuy)
Major limitation
fuel
Details
#3
HDFC Bank

HDFC Bank Infinia Metal Edition Credit Card

Annual fee
Rs 12,500
Best use case
Best for SmartBuy Hotels
Key reward or benefit
Up to 10X Reward Points
Major limitation
fuel
Details
#4
Axis Bank

Axis Bank Magnus Credit Card for Burgundy

Annual fee
Rs 30,000
Best use case
Best for Travel EDGE
Key reward or benefit
60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200
Major limitation
utility and telecom spends
Details
#5
ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

Annual fee
Rs 12,499
Best use case
Best for Hotels Via iShop
Key reward or benefit
72 Reward Points / Rs 200 spent (12X)
Major limitation
fuel transactions
Details
#6
HSBC Bank

HSBC TravelOne Credit Card

Annual fee
Rs 4,999
Best use case
Best for Hotels Via HSBC
Key reward or benefit
Up to 24 Reward Points / Rs 100
Major limitation
Utilities
Details
#7
HDFC Bank

HDFC Bank Regalia Gold Credit Card

Annual fee
Rs 2,500
Best use case
Best for SmartBuy Hotels
Key reward or benefit
Up to 10X Reward Points (50 RP / Rs 200 spent via SmartBuy)
Major limitation
fuel
Details
#8
Axis Bank

Axis Bank Atlas Credit Card

Annual fee
Rs 5,000
Best use case
Best for Travel
Key reward or benefit
5 EDGE Miles per Rs 100
Major limitation
fuel
Details
#9
Kotak Mahindra Bank

Kotak Solitaire Credit Card

Annual fee
Lifetime free (no annual fee)
Best use case
Best for Travel Bookings Via Kotak Unbox
Key reward or benefit
10 Air Miles / ₹100 spent on travel bookings via Kotak Unbox
Major limitation
Rent payments
Details
#10
Axis Bank

AXIS BANK MAGNUS Credit Card

Annual fee
Rs 12,500
Best use case
Best for Travel EDGE
Key reward or benefit
60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200
Major limitation
utility and telecom spends
Details
FAQ

Common questions

How are these travel credit card cards ranked?

SimplifyCards ranks cards using the existing recommendation engine, which weighs fees, rewards, caps, lounge rules, forex markup, milestones, redemption value, exclusions, and card popularity from the verified card dataset.

Are these card details manually verified?

The card data is manually reviewed in the database, but issuer terms can change. Always verify final fees, eligibility, rewards, and exclusions with the issuer before applying.

Do affiliate links affect the ranking?

No. Rankings are generated from card data and scoring logic. Apply links may be affiliate links, but they do not change the order of cards.

Why should I still read the card detail page?

The detail page includes fuller reward tables, exclusions, eligibility, redemption options, latest updates, and caveats that may not fit into a ranked guide summary.

Can I ask for a recommendation based on my own spending?

Yes. Use the Ask SimplifyCards button on this page to continue into the AI ask flow with this search intent.

Affiliate disclosure: Apply links may be affiliate links. We may earn a commission if you apply and are approved, but rankings are generated from card data and scoring logic.

Last updated: June 2026