Fuel guide

Best Fuel Credit Cards in India

For people who spend regularly on petrol or diesel and want to compare fuel rewards, surcharge waivers, caps, and partner restrictions.

Ranked shortlist

Top cards for this search

Ranked from existing SimplifyCards data. Open any card for full rewards, exclusions, redemption, and eligibility details.

#1
SBI Card

BPCL SBI Card OCTANE

Annual fee
Rs 1,499
Best use case
Best for Fuel And Lubricant Purchases At BPCL Petrol Pumps
Key reward or benefit
25 Reward Points / Rs 100
Major limitation
balance transfers
Details
#2
IDFC FIRST Bank

IDFC FIRST Power+ Credit Card

Annual fee
Rs 499
Best use case
Best for HPCL Fuel Spends
Key reward or benefit
30 Reward Points per INR 150 spent
Major limitation
Fuel transactions at non-HPCL stations
Details
#3
Axis Bank

INDIANOIL AXIS BANK Credit Card

Annual fee
Rs 500
Best use case
Best for Fuel
Key reward or benefit
20 EDGE REWARD Points / Rs 100 spent at IndianOil outlets
Major limitation
Fuel spends at non-IOCL outlets
Details
#4
ICICI Bank

ICICI Bank HPCL Super Saver Credit Card

Annual fee
Rs 500
Best use case
Best for simple cashback
Key reward or benefit
4% cashback on fuel spends at hpcl outlets, auto-credited with no points to manage.
Major limitation
Rent payments
Details
#5
Kotak Mahindra Bank

Kotak Cashback+ Credit Card

Annual fee
Rs 750
Best use case
Best for simple cashback
Key reward or benefit
5% cashback on online grocery and food delivery, auto-credited with no points to manage.
Major limitation
Rent payments
Details
#6
SBI Card

BPCL SBI Card

Annual fee
Rs 499
Best use case
Best for Fuel Spends At BPCL Petrol Pumps
Key reward or benefit
13 Reward Points / Rs 100 spent
Major limitation
cash withdrawal
Details
#7
American Express

American Express Platinum Card

Annual fee
Rs 66,000
Best use case
Best for Travel
Key reward or benefit
3 Membership Rewards Points / Rs 40 spent on overseas spends
Major limitation
insurance
Details
#8
ICICI Bank

ICICI Bank HPCL Coral Credit Card

Annual fee
Rs 199
Best use case
Best for simple cashback
Key reward or benefit
2.5% cashback on fuel spends at hpcl outlets, auto-credited with no points to manage.
Major limitation
Rent payments
Details
#9
Axis Bank

IndianOil Easy Axis Bank Credit Card

Annual fee
Lifetime free (no annual fee)
Best use case
Best for Fuel Spends At IndianOil Outlets
Key reward or benefit
20 EDGE REWARD Points / Rs 100 spent at IndianOil outlets
Major limitation
Fuel spends at non-IOCL outlets
Details
#10
Axis Bank

IndianOil Axis Bank Premium Credit Card

Annual fee
Rs 1,000
Best use case
Best for IndianOil Fuel Outlets (Up To Rs 15,000 Spend/Month)
Key reward or benefit
6 EDGE Miles / Rs 150 spent at IndianOil outlets
Major limitation
Fuel transaction charges outside surcharge waiver terms
Details
FAQ

Common questions

How are these fuel credit card cards ranked?

SimplifyCards ranks cards using the existing recommendation engine, which weighs fees, rewards, caps, lounge rules, forex markup, milestones, redemption value, exclusions, and card popularity from the verified card dataset.

Are these card details manually verified?

The card data is manually reviewed in the database, but issuer terms can change. Always verify final fees, eligibility, rewards, and exclusions with the issuer before applying.

Do affiliate links affect the ranking?

No. Rankings are generated from card data and scoring logic. Apply links may be affiliate links, but they do not change the order of cards.

Why should I still read the card detail page?

The detail page includes fuller reward tables, exclusions, eligibility, redemption options, latest updates, and caveats that may not fit into a ranked guide summary.

Can I ask for a recommendation based on my own spending?

Yes. Use the Ask SimplifyCards button on this page to continue into the AI ask flow with this search intent.

Affiliate disclosure: Apply links may be affiliate links. We may earn a commission if you apply and are approved, but rankings are generated from card data and scoring logic.

Last updated: June 2026