SBI Cashback vs Swiggy HDFC Bank

SBI Card

Cashback Credit Card

onlinecashbackshopping
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for

Online, Cashback

Top rewards

Online Spends: 5% cashback; Offline Spends: 1% cashback

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HDFC Bank

Swiggy Credit Card

swiggycashbackonlinemastercard
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for

Swiggy, Food Delivery, Online Shopping, Cashback

Top rewards

Swiggy App Transactions (Food Delivery, Instamart, Dineout, Genie): 10% Cashback; Select Online Merchants (Amazon, Flipkart, Myntra, Nykaa, Ola, Uber, Etc.): 5% Cashback; Other Eligible Retail Spends: 1% Cashback

Click for more details →Apply now
FeatureCashback Credit CardSwiggy Credit Card
IssuerSBI CardHDFC Bank
NetworkVisa, MastercardMastercard
Joining feeRs 999Rs 500
Annual feeRs 999Rs 500
Fee waiver spendRs 2,00,000Rs 2,00,000
Reward typeCashbackCashback
Best forOnline, CashbackSwiggy, Food Delivery, Online Shopping, Cashback
Top reward categoriesOnline Spends: 5% cashback; Offline Spends: 1% cashbackSwiggy App Transactions (Food Delivery, Instamart, Dineout, Genie): 10% Cashback; Select Online Merchants (Amazon, Flipkart, Myntra, Nykaa, Ola, Uber, Etc.): 5% Cashback; Other Eligible Retail Spends: 1% Cashback
SmartBuy / accelerated capsNot ListedNot Listed
Domestic lounge00
International lounge00
Forex markup3.5%3.5%
Milestone benefitsNot ListedRenewal fee waived on spending ₹2,00,000 or more in the preceding anniversary year
RedemptionNot ListedStatement credit: upto Rs 1 per point
Key exclusionsutilities, insurance, fuel, rent, wallet loads, school and educational servicesFuel transactions, Rent payments, Utility bill payments, Insurance premium payments, EMI transactions (including post-facto EMI conversions), Government-related transactions
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