SimplifyCards take:A good fit if you want a card built for fuel, indianoil, and online shopping
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Best for FuelBest for
20 EDGE REWARD Points / ₹100 spent at IndianOil outlets
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for fuel, indianoil, and online shoppingBottom line
It offers accelerated rewards on fuel
Estimate your EDGE Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
EDGE Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Fuel | 20 EDGE REWARD Points / ₹100 spent at IndianOil outlets | 1,000 EDGE Reward Points |
| Online | 5 EDGE REWARD Points / ₹100 spent on online shopping | - |
| Base | 1 EDGE REWARD Point / ₹100 spent on other eligible retail spends | - |
Redemption
Statement balanceupto ₹ 0.2 per point
Airmile transferupto 0.1 airmile per point
| Airline | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| airasia | airasia rewards | 10:1 | Group B | 4,00,000 EDGE Reward Points |
| Air Canada | Aeroplan | 20:1 | Group A | 1,00,000 EDGE Reward Points |
| Air France-KLM | Flying Blue | 20:1 | Group B | 4,00,000 EDGE Reward Points |
| Air India | Maharaja Club | 20:1 | Group B | 4,00,000 EDGE Reward Points |
| British Airways | The British Airways Club | 10:1 | Group A | 1,00,000 EDGE Reward Points |
| Ethiopian Airlines | ShebaMiles | 20:1 | Group A | 1,00,000 EDGE Reward Points |
| Etihad Airways | Etihad Guest | 20:1 | Group A | 1,00,000 EDGE Reward Points |
| Finnair | Finnair Plus | 10:1 | Group A | 1,00,000 EDGE Reward Points |
| Qatar Airways | Privilege Club | 10:1 | Group A | 1,00,000 EDGE Reward Points |
| Japan Airlines | JAL Mileage Bank | 20:1 | Group A | 1,00,000 EDGE Reward Points |
| Qantas | Qantas Frequent Flyer | 20:1 | Group B | 4,00,000 EDGE Reward Points |
| Singapore Airlines | KrisFlyer | 20:1 | Group A | 1,00,000 EDGE Reward Points |
| SpiceJet | SpiceClub | 10:1 | Group B | 4,00,000 EDGE Reward Points |
| Thai Airways | Royal Orchid Plus | 20:1 | Group A | 1,00,000 EDGE Reward Points |
| Turkish Airlines | Miles&Smiles | 20:1 | Group A | 1,00,000 EDGE Reward Points |
| United Airlines | MileagePlus | 20:1 | Group A | 1,00,000 EDGE Reward Points |
| Vietnam Airlines | Lotusmiles | 10:1 | Group A | 1,00,000 EDGE Reward Points |
| Hotel group | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| IHG Hotels & Resorts | IHG One Rewards | 20:1 | Group B | 4,00,000 EDGE Reward Points |
| ITC Hotels | Club ITC | 10:1 | Group B | 4,00,000 EDGE Reward Points |
| Orchid Hotels | Orchid Rewards | 20:1 | Group B | 4,00,000 EDGE Reward Points |
| The Postcard Hotel | The Postcard Sunshine Club | 20:1 | Group B | 4,00,000 EDGE Reward Points |
| Radisson Hotels | Radisson Rewards | 20:1 | Group B | 4,00,000 EDGE Reward Points |
| Wyndham Hotels & Resorts | Wyndham Rewards | 20:1 | Group B | 4,00,000 EDGE Reward Points |
Important conditions
1
Fee waiverRenewal fee waived on annual spends of ₹ 3.5 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Up to 1,250 EDGE REWARD Points on first fuel transaction within 30 days of card issuance
- 10% instant discount on BookMyShow movie tickets
- 1% fuel surcharge waiver on eligible fuel transactions, capped at ₹50 per statement cycle
- Dining Delights offers through Axis Bank dining programme
- RuPay variant supports credit card UPI payments where enabled
Additional details
- Travel EDGE transfers for Other cards are capped at 5,00,000 EDGE REWARD Points per customer ID per calendar year, including up to 1,00,000 to Group A partners and 4,00,000 to Group B partners
- Minimum 300 EDGE REWARD Points are required per partner-transfer request
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Minimum Net Monthly Salary: ₹20,000
- Resident of India
Self-employed
- Age: 18 to 70 years
- Minimum Annual Income (ITR): ₹3,50,000
- Resident of India
Exclusions
Spending that does not earn edge reward points
- Fuel spends at non-IOCL outlets
- Rent payments
- E-wallet loading transactions
- Insurance premium payments
- Utilities and telecom spends
- Government services spends
- Educational institution payments
- Purchase of gold or jewellery
- Spends at financial institutions (cash advances, repayments, etc.)
- Gift cards
- Tolls and FASTag
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