SimplifyCards take:A good fit if you want a card built for fuel, groceries, and bill payments
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Best for Fuel Spends At IndianOil OutletsBest for
5 Fuel Points / ₹100 spent
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for fuel, groceries, and bill paymentsBottom line
It offers accelerated rewards on fuel spends at indianoil outlets
Estimate your Fuel Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Fuel Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Fuel Spends At IndianOil Outlets | 5 Fuel Points / ₹100 spent | 150 Fuel Points |
| Grocery Spends | 5 Fuel Points / ₹100 spent | 100 Fuel Points |
| Utility & Bill Payments | 5 Fuel Points / ₹100 spent | 100 Fuel Points |
| Other Retail Spends | 1 Fuel Point / ₹150 spent | - |
| UPI Transactions | 1 Fuel Point / ₹150 spent | - |
Redemption
IndianOil Fuel Redemptionupto ₹ 0.96 per fuel point
Statement balanceupto ₹ 0.2 per point
Important conditions
1
Fee waiverRenewal fee waived on annual spends of ₹ 50,000
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- INR 250 worth of voucher upon card activation and completion of at least one transaction within 37 days from card issuance
Additional benefits
- Complimentary IndianOil XTRAREWARDS Program membership
- 1% fuel surcharge waiver at all Indian fuel stations on transactions from ₹400 to ₹5,000, capped at ₹250 per statement cycle
- Up to 50 days interest-free credit period
- Contactless payments enabled
Eligibility
Check this before you apply
Salaried
- Indian national
- Age 21 to 60 years
- Net monthly income greater than ₹10,000
Self-employed
- Indian national
- Age 21 to 65 years
- ITR greater than ₹6 lakh per annum
Exclusions
Spending that does not earn fuel points
- fuel transactions at non-IndianOil petrol pumps
- wallet loading
- returned purchases
- disputed or fraudulent transactions
- EMI transactions
- account fees and payments
- jewellery or gold purchases
- rental payments
- government payments
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