SimplifyCards take:A good fit if you want a card built for fuel, indianoil, and secured card
✓
Best for Fuel Spends At IndianOil OutletsBest for
20 EDGE REWARD Points / ₹100 spent at IndianOil outlets
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
✦
Good fit if you want a card built for fuel, indianoil, and secured cardBottom line
It combines accelerated rewards on fuel spends at indianoil outlets and no annual fee
Estimate your EDGE Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
EDGE Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Fuel Spends At IndianOil Outlets | 20 EDGE REWARD Points / ₹100 spent at IndianOil outlets | 1,000 EDGE Reward Points |
| Online Shopping Spends | 5 EDGE REWARD Points / ₹100 spent on online shopping | - |
| Other Eligible Retail Spends | 1 EDGE REWARD Point / ₹100 spent on other eligible retail spends | - |
Redemption
Statement balanceupto ₹ 0.2 per point
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- Up to 1,250 EDGE REWARD Points on first fuel transaction within 30 days of card issuance
Additional benefits
- Nil joining fee and nil annual fee as listed on the Axis Bank credit card catalogue
- Secured credit card offered through Axis Bank fixed deposit journey
- 1% fuel surcharge waiver on eligible fuel transactions from ₹400 to ₹4,000, capped at ₹50 per statement cycle
- 10% instant discount on BookMyShow movie tickets
- Dining Delights offers through Axis Bank dining programme
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Resident of India
- Issued against an Axis Bank Fixed Deposit (secured credit card)
Self-employed
- Age: 18 to 70 years
- Resident of India
- Issued against an Axis Bank Fixed Deposit (secured credit card)
Exclusions
Spending that does not earn edge reward points
- Fuel spends at non-IOCL outlets
- Rent payments
- E-wallet loading transactions
- Insurance premium payments
- Utilities and telecom spends
- Government services spends
- Educational institution payments
- Purchase of gold or jewellery
- Spends at financial institutions (cash advances, repayments, etc.)
- Gift cards
- Tolls and FASTag
Featured in our guides
Category shortlists where this card appears in the top picks
Best Fuel Credit Cards in India
For people who spend regularly on petrol or diesel and want to compare fuel rewards, surcharge waivers, caps, and partner restrictions
Compare before you decide
Alternatives based on what you might want instead