SimplifyCards take:A good fit if you want a card built for fuel, bpcl, and grocery, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
13 Reward Points / ₹100 spent on fuel spends at bpcl petrol pumps, auto-credited with no points to manage
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for fuel, bpcl, and grocery, and you want your rewards as simple, no-tracking cashbackBottom line
It offers accelerated rewards on fuel spends at bpcl petrol pumps
Estimate your Cashback And Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback And Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Fuel Spends At BPCL Petrol Pumps | 13 Reward Points / ₹100 spent | 1,300 Cashback And Reward Points |
| Grocery, Departmental Stores, Movies, And Dining Spends | 5 Reward Points / ₹100 spent | 5,000 Cashback And Reward Points |
| Other Eligible Spends | 1 Reward Point / ₹100 spent | - |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Fee waiverRenewal fee waived on annual spends of ₹ 50,000
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 2,000 activation bonus Reward Points worth ₹500 on payment of joining fee
Additional benefits
- 1% fuel surcharge waiver up to ₹100 per month on eligible BPCL fuel transactions up to ₹4,000
Eligibility
Check this before you apply
Salaried
- Age 21 to 60 years
- Stable income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Self-employed
- Age 25 to 60 years
- Stable business income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Exclusions
Spending that does not earn cashback and reward points
- cash withdrawal
- balance transfer
- fuel spends outside eligible BPCL reward construct
- transactions excluded under BPCL SBI Card terms
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