ICICI Bank
HPCL Super Saver Credit Card
SimplifyCards take:A good fit if you want a card built for fuel, hpcl, and utility bills, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
4% cashback on fuel spends at hpcl outlets, auto-credited with no points to manage
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for fuel, hpcl, and utility bills, and you want your rewards as simple, no-tracking cashbackBottom line
It combines complimentary airport lounge access and accelerated rewards on utility, departmental store & grocery spends
Estimate your Cashback And Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback And Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Fuel Spends At HPCL Outlets | 4% cashback | 200 Cashback And Reward Points |
| Utility, Departmental Store & Grocery Spends | 20 Reward Points / ₹100 spent | 400 Cashback And Reward Points |
| Other Retail Spends | 2 Reward Points / ₹100 spent | - |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic lounge4 visits per year
- Complimentary domestic airport lounge access (1 visit per quarter) requires a minimum spend of ₹75,000 in the previous calendar quarter
2
Fee waiverRenewal fee waived on annual spends of ₹ 1.5 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 2,000 Reward Points upon card activation and payment of joining fee
- ₹100 cashback on HP Pay app upon first successful fuel transaction of min ₹1,000
Additional benefits
- 5% savings on HPCL fuel purchases: 4% cashback plus 1% fuel surcharge waiver
- Additional 1.5% benefit as reward points on HP Pay app fuel purchases at HPCL outlets
- 25% discount on BookMyShow and INOX movie tickets (minimum 2 tickets), capped at ₹100 twice a month, subject to spending ₹25,000 in the preceding calendar quarter
Additional details
- 1% fuel surcharge waiver applies to transactions up to ₹4,000 at HPCL petrol pumps
- A transaction fee of 1% applies to utility payments exceeding ₹50,000 per month
Eligibility
Check this before you apply
Salaried
- Age: 21-65 years
- Minimum net monthly salary: ₹20,000
Self-employed
- Age: 21-65 years
- Minimum annual ITR: ₹2,40,000
Exclusions
Spending that does not earn cashback and reward points
- Rent payments
- E-wallet loading transactions
- Insurance payments
- Government transactions
- Tax payments
- Education spends
- Cash withdrawals
- EMI transactions
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