Online shopping guide

Best Credit Cards for Online Shopping

For shoppers comparing cards for online marketplaces, food delivery, groceries, brand portals, and accelerated online rewards.

Ranked shortlist

Top cards for this search

Ranked from existing SimplifyCards data. Open any card for full rewards, exclusions, redemption, and eligibility details.

#1
Axis Bank

Axis Bank Cashback Credit Card

Annual fee
Rs 1,000
Best use case
Best for simple cashback
Key reward or benefit
7% cashback on online spends (2% under Rs 5k, 5% up to Rs 40k, 7% above Rs 40k) on online spends (tiered up to 7%), auto-credited with no points to manage.
Major limitation
Fuel transactions
Details
#2
CSB Bank

CSB Bank Jupiter Edge+ Credit Card

Annual fee
Lifetime free (no annual fee)
Best use case
Best for Preferred Brands Shopping
Key reward or benefit
50 Jewels per ₹100 spent
Major limitation
Fuel spends
Details
#3
SBI Card

SBI Cashback Credit Card

Annual fee
Rs 999
Best use case
Best for simple cashback
Key reward or benefit
5% cashback on online spends, auto-credited with no points to manage.
Major limitation
utilities
Details
#4
SBI Card

PhonePe SBI Card SELECT BLACK

Annual fee
Rs 1,499
Best use case
Best for Eligible PhonePe Spends
Key reward or benefit
10 Reward Points / Rs 100
Major limitation
fuel
Details
#5
City Union Bank

CUB SalarySe Level UP Credit Card

Annual fee
Rs 500
Best use case
Best for SalarySe UPI, Online, And Eligible Card Spends Above Rs 20,000 Per Billing Cycle
Key reward or benefit
10 SCoins / Rs 100 on spends above Rs 20,000
Major limitation
Cash withdrawal transactions
Details
#6
YES Bank

YES BANK POP-CLUB Credit Card

Annual fee
Rs 399
Best use case
Best for Online Spends
Key reward or benefit
10 POPcoins / Rs 100 spent
Major limitation
Fuel transactions
Details
#7
Bank of Baroda

Snapdeal BOBCARD

Annual fee
Rs 249
Best use case
Best for simple cashback
Key reward or benefit
20 reward points per Rs 100 (5% cashback) on snapdeal platform spends, auto-credited with no points to manage.
Major limitation
Fuel transactions
Details
#8
HDFC Bank

HDFC Bank PIXEL Play Credit Card

Annual fee
Rs 500
Best use case
Best for Selected 5% Merchant Packs (Dining & Entertainment, Travel, Grocery, Electronics, Fashion)
Key reward or benefit
5% Cashback
Major limitation
Fuel transactions
Details
#9
ICICI Bank

Amazon Pay ICICI Bank Credit Card

Annual fee
Lifetime free (no annual fee)
Best use case
Best for simple cashback
Key reward or benefit
5% cashback on amazon.in (prime members), auto-credited with no points to manage.
Major limitation
fuel
Details
#10
SBI Card

PhonePe SBI Card PURPLE

Annual fee
Rs 499
Best use case
Best for Eligible PhonePe Spends
Key reward or benefit
3 Reward Points / Rs 100
Major limitation
fuel
Details
FAQ

Common questions

How are these online shopping credit card cards ranked?

SimplifyCards ranks cards using the existing recommendation engine, which weighs fees, rewards, caps, lounge rules, forex markup, milestones, redemption value, exclusions, and card popularity from the verified card dataset.

Are these card details manually verified?

The card data is manually reviewed in the database, but issuer terms can change. Always verify final fees, eligibility, rewards, and exclusions with the issuer before applying.

Do affiliate links affect the ranking?

No. Rankings are generated from card data and scoring logic. Apply links may be affiliate links, but they do not change the order of cards.

Why should I still read the card detail page?

The detail page includes fuller reward tables, exclusions, eligibility, redemption options, latest updates, and caveats that may not fit into a ranked guide summary.

Can I ask for a recommendation based on my own spending?

Yes. Use the Ask SimplifyCards button on this page to continue into the AI ask flow with this search intent.

Affiliate disclosure: Apply links may be affiliate links. We may earn a commission if you apply and are approved, but rankings are generated from card data and scoring logic.

Last updated: June 2026