YES Bank
SimplifyCards take:A good fit if you want a card built for premium, travel, and lounge
36 YES Rewardz Points / ₹200 spent
The ₹ 4,999 fee waives only at ₹ 10 lakh/year, and some benefits can be spend-gated
It combines complimentary airport lounge access, a low 1% forex markup, and accelerated rewards on online spends
Adjust your monthly spend to see the card's estimated annual value
| Category | Rate | Monthly cap |
|---|---|---|
| Online Spends | 36 YES Rewardz Points / ₹200 spent | 1,00,000 YES Rewardz Points |
| Other Retail Spends | 18 YES Rewardz Points / ₹200 spent | 1,00,000 YES Rewardz Points |
| Select Categories (utilities, Insurance, Education, Telecom) | 10 YES Rewardz Points / ₹200 spent | 1,250 YES Rewardz Points |
| Airline | Programme | Ratio |
|---|---|---|
| Air India | Maharaja Club | 10:1 |
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Adani One | Adani One Rewards | 100:10 |
Welcome, renewal, and other listed benefits
Check this before you apply
Spending that does not earn yes rewardz points
Category shortlists where this card appears in the top picks
For frequent flyers who care about domestic or international airport lounge access, guest visits, and spend-linked lounge rules
For high-spend users comparing premium cards where lounge access, travel value, milestones, and fee recovery matter as much as headline rewards
Alternatives based on what you might want instead