SimplifyCards take:A good fit if you want a card built for UPI, gen z, and shopping
✓
Best for Online SpendsBest for
10 POPcoins / ₹100 spent
!
Avoid if you spend big on fuel, rent, and insuranceWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for UPI, gen z, and shoppingBottom line
It combines accelerated rewards on online spends and milestone rewards
Estimate your POPcoins
Adjust your monthly spend to see the card's estimated annual value
How the card works
POPcoins rates
| Category | Rate | Monthly cap |
|---|---|---|
| Online Spends | 10 POPcoins / ₹100 spent | - |
| UPI Scans Via POP UPI App | 7 POPcoins / ₹100 spent | 6,000 POPcoins |
| Other UPI And Offline Retail Spends | 2 POPcoins / ₹100 spent | - |
Redemption
POP Reward Store vouchersupto ₹ 0.25 per POPcoin
Vouchersupto ₹ 0.25 per point
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Blinkit | POP Reward Store | 4:1 |
| Zomato | POP Reward Store | 4:1 |
| Cult | POP Reward Store | 4:1 |
| Cleartrip | POP Reward Store | 4:1 |
| Rapido | POP Reward Store | 4:1 |
| Pharmeasy | POP Reward Store | 4:1 |
Important conditions
1
Milestone1,500 bonus POPcoins on annual spends of ₹1.5 Lakh
2
Fee waiverRenewal fee waived on annual spends of ₹ 1.5 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- Welcome offers worth up to ₹5,000 including 500 POPcoins and brand vouchers (Blinkit, Cleartrip, Zomato Gold, PharmEasy Plus, Rapido)
Additional benefits
- 1% fuel surcharge waiver on transactions between ₹1,000 and ₹3,500 (capped at ₹300 per month)
Additional details
- Annual fee of ₹399 is waived if spends exceed ₹1,50,000 in the preceding anniversary year
Eligibility
Check this before you apply
Salaried
- Age: 21 to 60 years
- Minimum net monthly salary of ₹25,000
Self-employed
- Age: 21 to 60 years
- Minimum annual ITR of ₹7,50,000
Exclusions
Spending that does not earn popcoins
- Fuel transactions
- Rental payments
- Wallet loading transactions
- Utility payments
- Insurance premium payments
- Real estate payments
- Government services / tax payments
- Cash withdrawal / cash advance transactions
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