SimplifyCards take:A good fit if you want a card built for travel, dining, and online
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Best for Travel, Dining, Online, And International SpendsBest for
15 reward points per ₹100
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Avoid if you expect uncapped rewardsWatch out
Top reward categories are capped each month, so very high spends don't scale linearly
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Good fit if you want a card built for travel, dining, and onlineBottom line
It combines complimentary airport lounge access, a low 2% forex markup, and accelerated rewards on travel, dining, online, and international spends
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel, Dining, Online, And International Spends | 15 reward points per ₹100 | 5,000 Reward Points |
| Other Eligible Spends | 3 reward points per ₹100 | - |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic loungeUnlimited visits per year
- Unlimited complimentary domestic lounge access requires ₹40,000 net spends in the preceding calendar quarter
- For newly issued fresh cards, the spend threshold is waived in the quarter of card issuance; if the card is issued in the last month of a quarter, the waiver extends through the following quarter
- Interest, fees, reversed transactions, and EMI instalments are excluded from the lounge-eligibility spend calculation
2
Milestone10,000 bonus reward points on spending ₹50,000 within first 60 days
3
Milestone20,000 bonus reward points on annual spends of ₹5,00,000
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Free personal accident death cover: air ₹1 crore, non-air ₹10 lakh
- Up to 3 lifetime free add-on cards
- Buy 1 Get 1 free movie ticket (up to ₹250 off) once a month on the District app
Eligibility
Check this before you apply
Salaried
- Resident Indian
- Age between 21 and 65 years
- Annual income of ₹12 lakh or more
Self-employed
- Resident Indian
- Age between 21 and 65 years
- Annual income of ₹12 lakh or more
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Cash advance / cash withdrawal transactions
- Fees and charges (joining fee, annual fee, finance charges, and other levied charges)
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