SimplifyCards take
A quick decision view before the full facts.
Good fit if: you want a card built for dining, movies, and travel.
Why it can work
It combines accelerated rewards on dining and milestone rewards.
Where value may drop
Fuel don't earn rewards. Monthly reward caps apply on the top categories. The 3.5% forex markup is high for overseas use.
Quick facts
The key fields before the full details.
Reward calculator
Enter your monthly spend to estimate how many EazyPoints and discounts you earn and what they are worth.
Milestone rewards
Milestone value is estimated and only counts once you reach each spend threshold.
What your points are worth
Same points, very different value depending on how you redeem.
How you earn it
| Category | Monthly spend | EazyPoints And Discounts/yr |
|---|---|---|
| Online shopping | Rs 15,000 | 3,600 |
| Dining & food delivery | Rs 4,000 | 960 |
| Travel (cab, train, etc.) | Rs 5,000 | 1,200 |
| Other spends | Rs 8,000 | 768 |
Estimates only. Reward rates, caps, and redemption values follow each bank's current terms and can change.
Best for / avoid if
Who this card suits — and who should skip it.
Best for Dining
Extra 25% off up to Rs 1,000 + 3X EazyPoints
Best for travel and redemptions
Earns EazyPoints and discounts you can put toward flights, hotels, or transfer partners.
Avoid for heavy international use
A 3.5% forex markup is on the higher side for overseas spends.
Avoid if you expect uncapped rewards
Top reward categories are capped each month, so very high spends don't scale linearly.
Rewards and redemption
Earn rates, caps, and how points convert to value.
| Category | Rate | Monthly cap |
|---|---|---|
| dining | Extra 25% off up to Rs 1,000 + 3X EazyPoints | 5,000 EazyPoints and discounts |
| online | 10 reward points per Rs 100 | - |
| travel | 10 reward points per Rs 100 | - |
| base | 4 reward points per Rs 100 | - |
Redemption
Lounge and milestone rules
The spend conditions worth knowing before you rely on a benefit.
Exclusions
Categories that earn no rewards on this card.
- fuel
- cash advances
Benefits and fine print
Welcome, renewal, and other listed benefits.
Joining benefits
- 12-month EazyDiner Prime membership
- 2,000 welcome EazyPoints
- The Postcard Hotel voucher worth Rs 7,500
Renewal benefits
- 12-month EazyDiner Prime membership renewal
- 2,000 bonus EazyPoints
Additional benefits
- Complimentary premium alcoholic beverage for each diner at over 200 select restaurants booked via EazyDiner app
- 1% fuel surcharge waiver at all fuel stations in India
Additional details
- Dining discount is capped at Rs 2,000 per month without spends criteria
- Spend Rs 30,000 or more on non-dining transactions in the previous calendar month to unlock an additional Rs 3,000 dining discount cap (total Rs 5,000 per month)
Eligibility
Check this before you apply.
Salaried
- Eligibility is subject to IndusInd Bank approval criteria
Self-employed
- Eligibility is subject to IndusInd Bank approval criteria
Compare before you decide
Alternatives based on what you might want instead.
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IndusInd Bank Tiger Credit Card
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