SimplifyCards take:A good fit if you want a card built for online, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
5% cashback on online spends, auto-credited with no points to manage
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for online, and you want your rewards as simple, no-tracking cashbackBottom line
It offers accelerated rewards on online spends
Estimate your Cashback
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback rates
| Category | Rate | Monthly cap |
|---|---|---|
| Online Spends | 5% cashback | 2,000 Cashback |
| Offline Spends | 1% cashback | 2,000 Cashback |
Important conditions
1
Fee waiverRenewal fee waived on annual spends of ₹ 2 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 5% cashback on online spends without merchant restriction
- 1% cashback on offline spends
- 1% fuel surcharge waiver across petrol pumps in India on fuel transactions from ₹500 to ₹3,000, capped at ₹100 per billing statement
Additional details
- Cashback is auto-credited to the SBI Card account within two working days of statement generation
Eligibility
Check this before you apply
Salaried
- Minimum age: 21 years
- Maximum age: 60 years
- Occupation: salaried with stable income
Self-employed
- Minimum age: 25 years
- Maximum age: 60 years
- Occupation: self-employed with stable income
Exclusions
Spending that does not earn cashback
- utilities
- insurance
- fuel
- rent
- wallet loads
- school and educational services
- jewellery
- railways
- digital gaming platforms and merchants
- tolls
- government related transactions
- merchant EMI
- Flexipay EMI
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