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Optimized for flipkart and supercoins.
Optimized for cashback and online spends.
Optimized for travel and lounge, featuring low 2% forex markup and complimentary lounge access.
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Spend level changes whether premium cards are worth the fee.
Optimized for cheq and travel.
Optimized for premium and travel, featuring low 1% forex markup and unlimited airport lounge access.
| Feature | Flipkart Axis Bank Super Elite Credit Card | Axis Bank Cashback Credit Card | HDFC Bank Regalia Gold Credit Card |
|---|---|---|---|
| Best for | flipkart, supercoins, myntra | cashback, online spends, retail | travel, lounge, lifestyle |
| Reward rates | 2% - Base reward rate upto 12% - accelerated reward rate | 0.5% - Base reward rate upto 7% - accelerated reward rate | 2.5% - Base reward rate upto 25% - accelerated reward rate *considering using accor redemption |
| Annual fee | Rs 500 | Rs 1,000 | Rs 2,500 |
| Fee waiver spend | Rs 2 lakhs | Rs 4 lakhs | Rs 4 lakhs |
| Domestic lounge | 0 | 0 | 12 |
| International lounge | 0 | 0 | 6 |
| Forex markup | 3.5% | 3.5% | 2% |