SimplifyCards take
A quick decision view before the full facts.
Good fit if: you want a card built for flipkart, supercoins, and myntra.
Why it can work
It offers accelerated rewards on flipkart spends (plus members).
Where value may drop
The renewal fee is waived only on Rs 2 lakh of annual spend. Fuel, rent, and utilities don't earn rewards. The 3.5% forex markup is high for overseas use.
Quick facts
The key fields before the full details.
Reward calculator
Enter your monthly spend to estimate how many supercoins you earn and what they are worth.
What your points are worth
Same points, very different value depending on how you redeem.
How you earn it
| Category | Monthly spend | Supercoins/yr |
|---|---|---|
| Other spends | Rs 8,000 | 1,920 |
Estimates only. Reward rates, caps, and redemption values follow each bank's current terms and can change.
Best for / avoid if
Who this card suits — and who should skip it.
Best for Flipkart Spends (Plus Members)
12 SuperCoins / Rs 100 spent
Avoid for heavy international use
A 3.5% forex markup is on the higher side for overseas spends.
Avoid if you spend big on fuel, rent, and utilities
These categories are excluded and won't earn rewards.
Rewards and redemption
Earn rates, caps, and how points convert to value.
| Category | Rate |
|---|---|
| Flipkart spends (Plus members) | 12 SuperCoins / Rs 100 spent |
| Other eligible retail spends | 2 SuperCoins / Rs 100 spent |
Redemption
Lounge and milestone rules
The spend conditions worth knowing before you rely on a benefit.
Exclusions
Categories that earn no rewards on this card.
- Fuel transactions
- Rent payments
- E-wallet loading transactions
- Insurance premium payments
- Utilities and telecom spends
- Government services spends
- Educational institution payments
- Purchase of gold or jewellery
- Spends at financial institutions (cash advances, repayments, etc.)
- Online skill-based gaming transactions
- EMI transactions
Benefits and fine print
Welcome, renewal, and other listed benefits.
Joining benefits
- 500 SuperCoins on card activation
- 2 months complimentary trial membership of YouTube Premium
- 1 year Lenskart Gold membership
- Flat 30% off on first medicine order from Flipkart Health
Renewal benefits
- Annual fee waived on spends of Rs 2 lakh or more in the preceding year
Additional benefits
- 1% fuel surcharge waiver on transactions between Rs 400 and Rs 4,000, capped at Rs 400 per billing cycle
- Dining Delights discounts of up to 15% at participating partner restaurants
Additional details
- 1 SuperCoin = Re 1, redeemable on Flipkart, Myntra, and Cleartrip for vouchers, products, and travel bookings.
Eligibility
Check this before you apply.
Salaried
- Age: 18 to 70 years
- Resident of India
Self-employed
- Age: 18 to 70 years
- Resident of India
Compare before you decide
Alternatives based on what you might want instead.