SimplifyCards take:A good fit if you want a card built for shoppers stop, shopping, and entry level lifestyle
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Best for Shoppers Stop SpendsBest for
3% Reward Points
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for shoppers stop, shopping, and entry level lifestyleBottom line
It combines accelerated rewards on shoppers stop spends and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Shoppers Stop Spends | 3% Reward Points | 500 Reward Points |
| Other Spends | 1% Reward Points | 1,000 Reward Points |
Redemption
Statement balanceupto ₹ 0.2 per point
SmartBuy flight/hotelupto ₹ 0.2 per point
Airmile transferupto 0.25 airmile per point
Vouchersupto ₹ 1 per point
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Shoppers Stop | Shoppers Stop Vouchers | 1:1 |
Important conditions
1
Milestone500 Reward Points on weekend spends of ₹15,000 or above at Shoppers Stop (capped once per month, max 5 times a year)
2
Milestone2,000 Reward Points on annual spends of ₹2 Lakhs or more
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- ₹500 Shoppers Stop voucher as welcome benefit, redeemable on any transaction at Shoppers Stop store
- Complimentary Shoppers Stop Silver Edge membership worth ₹350
Additional benefits
- Link RuPay Credit Card to UPI for scan-and-pay transactions
- 1% fuel surcharge waiver on transactions from ₹400 to ₹5,000, capped at ₹250 per statement cycle
Additional details
- Minimum transaction of ₹150 required to earn reward points
- Points expire after 2 years from the date of accumulation
Eligibility
Check this before you apply
Salaried
- Indian national
- Age 21 to 60 years
- Monthly income ₹20,000
Self-employed
- Indian national
- Age 21 to 65 years
- Annual ITR greater than ₹6 lakh
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Rent payments
- Utility bill payments
- Insurance premium payments
- EMI transactions
- Government-related transactions
- Jewellery purchases
- Wallet loads
- Cash advances
- Payment of outstanding balances
- Education payments
Compare before you decide
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