YES Bank
Klick RuPay Credit Card
SimplifyCards take:A good fit if you want a card built for UPI, virtual card, and lifetime free
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Best for UPI Transactions Above ₹2,000Best for
4 YES Rewardz Points / ₹200 spent on UPI transactions above ₹2,000
!
Avoid if you spend big on fuel, rent, and insuranceWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for UPI, virtual card, and lifetime freeBottom line
It combines accelerated rewards on UPI transactions above ₹2,000 and no annual fee
Estimate your YES Rewardz Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
YES Rewardz Points rates
| Category | Rate |
|---|---|
| UPI Transactions Above ₹2,000 | 4 YES Rewardz Points / ₹200 spent on UPI transactions above ₹2,000 |
| Other Retail Spends | 2 YES Rewardz Points / ₹200 spent |
Redemption
Statement balanceupto ₹ 0.25 per point
Airmile transferupto 0.1 airmile per point
Vouchersupto ₹ 0.1 per point
| Airline | Programme | Ratio |
|---|---|---|
| Air India | Maharaja Club | 10:1 |
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Adani One | Adani One Rewards | 100:10 |
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Virtual-only RuPay credit card with lifetime free membership
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per month
Additional details
- UPI transactions of ₹2,000 or below do not earn reward points
- Existing YES BANK credit cardholders are not eligible for this card
Eligibility
Check this before you apply
Salaried
- Age: 21 to 60 years
- Eligibility is subject to YES BANK approval criteria
Self-employed
- Age: 21 to 60 years
- Eligibility is subject to YES BANK approval criteria
Exclusions
Spending that does not earn yes rewardz points
- fuel spends
- rental payments
- wallet loading transactions
- government transactions
- marketing and advertising services
- cash advances / cash withdrawals
- insurance premium payments
- gold or jewellery purchases
- utility and telecom bill payments
- toll and transportation payments
- educational services
- EMI transactions (including post-facto conversions)
Compare before you decide
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