YES Bank
Paisabazaar PaisaSave RuPay Credit Card
SimplifyCards take:A good fit if you want a card built for UPI, lifetime free, and co-branded, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
2 Reward Points per INR 200 spent on UPI transactions above ₹2,000 on UPI scan & pay spends, auto-credited with no points to manage
!
Avoid if you spend big on fuel, rent, and wallet loadsWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for UPI, lifetime free, and co-branded, and you want your rewards as simple, no-tracking cashbackBottom line
It combines accelerated rewards on UPI scan & pay spends and no annual fee
Estimate your Cashback As YES Rewardz Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback As YES Rewardz Points rates
| Category | Rate |
|---|---|
| UPI Scan & Pay Spends | 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000 |
Redemption
Statement balanceupto ₹ 1 per point
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Virtual RuPay accompaniment to the physical PaisaSave card
- 1% cashback on eligible UPI transactions above ₹2,000
- Reward points redeem at 1 point = ₹1 with no redemption fee
- Lifetime free card with nil joining and annual fee
Eligibility
Check this before you apply
Salaried
- Eligibility is subject to YES BANK and Paisabazaar approval criteria
Self-employed
- Eligibility is subject to YES BANK and Paisabazaar approval criteria
Exclusions
Spending that does not earn cashback as yes rewardz points
- Fuel spends
- Rental payments
- Wallet loading transactions
- Cash withdrawal / cash advance transactions
- UPI scan & pay transactions up to ₹2,000
Compare before you decide
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