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SimplifyCards take: Top 7 picks for this query.
Optimized for travel and etihad, featuring low 0% forex markup and complimentary lounge access.
Highly rewarding milestone card offering up to 40,000 bonus points and a Rs 10,000 Taj stay voucher on reaching Rs 4 Lakhs in annual spends.
Optimized for travel and lounge, featuring low 2% forex markup and complimentary lounge access.
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Spend level changes whether premium cards are worth the fee.
Optimized for premium and travel, featuring low 1.99% forex markup and unlimited airport lounge access.
Optimized for travel and international, featuring low 2% forex markup and complimentary lounge access.
| Feature | BOBCARD Etihad Guest Premium Credit Card | American Express Platinum Travel Credit Card | Standard Chartered Ultimate Credit Card |
|---|---|---|---|
| Best for | travel, etihad, flights | travel, milestones, lounge | travel, lounge, golf |
| Reward rates | 2% - Base reward rate upto 6% - accelerated reward rate | 2% - Base reward rate upto 6% - accelerated reward rate | 2% - Base reward rate upto 3.3% - accelerated reward rate |
| Annual fee | Rs 5,000 | Rs 5,000 | Rs 5,000 |
| Fee waiver spend | Rs 5 lakhs | - | - |
| Domestic lounge | 12 | 8 | 16 |
| International lounge | 8 | 0 | 12 |
| Forex markup | 0% | 3.5% | 2% |