SimplifyCards take
A quick decision view before the full facts.
Good fit if: you want a card built for singapore airlines, international travel, and travel.
Why it can work
It combines complimentary airport lounge access, accelerated rewards on singapore airlines group spends, and milestone rewards.
Where value may drop
Fuel, rent, and wallet loads don't earn rewards. The 3.5% forex markup is high for overseas use.
Quick facts
The key fields before the full details.
Reward calculator
Enter your monthly spend to estimate how many KrisFlyer Miles you earn and what they are worth.
Milestone rewards
Milestone value is estimated and only counts once you reach each spend threshold.
What your points are worth
Same points, very different value depending on how you redeem.
How you earn it
| Category | Monthly spend | KrisFlyer Miles/yr |
|---|---|---|
| Travel (cab, train, etc.) | Rs 5,000 | 3,000 |
| Other spends | Rs 8,000 | 2,880 |
Estimates only. Reward rates, caps, and redemption values follow each bank's current terms and can change.
Best for / avoid if
Who this card suits — and who should skip it.
Best for Singapore Airlines Group Spends
10 KrisFlyer Miles per Rs 200
Best for airport lounge access
8 complimentary lounge visits a year across domestic and international.
Best for travel and redemptions
Earns KrisFlyer Miles you can put toward flights, hotels, or transfer partners.
Avoid for heavy international use
A 3.5% forex markup is on the higher side for overseas spends.
Avoid if you spend big on fuel, rent, and wallet loads
These categories are excluded and won't earn rewards.
Rewards and redemption
Earn rates, caps, and how points convert to value.
| Category | Rate |
|---|---|
| Singapore Airlines Group Spends | 10 KrisFlyer Miles per Rs 200 |
| International Spends | 8 KrisFlyer Miles per Rs 200 |
| Other Eligible Spends | 6 KrisFlyer Miles per Rs 200 |
Redemption
Lounge and milestone rules
The spend conditions worth knowing before you rely on a benefit.
- Complimentary domestic and international lounge visits are capped at 2 visits per quarter.
- Complimentary Priority Pass membership included
- Complimentary Priority Pass membership included for primary cardholder.
- Priority Pass membership is complimentary for the primary cardholder for the first 2 card membership years.
- International lounge visits beyond the complimentary limit or by guests are charged at USD 27 plus taxes per visit.
Exclusions
Categories that earn no rewards on this card.
- fuel spends
- property rental payments
- utility bill payments
- e-wallet uploads
- government transactions
- EMI transactions
- cash advances
Benefits and fine print
Welcome, renewal, and other listed benefits.
Joining benefits
- 10,000 KrisFlyer Miles as welcome benefit after joining fee payment and first transaction within 60 days
Additional benefits
- Complimentary Priority Pass membership included
Additional details
- KrisFlyer Miles are automatically credited to the linked KrisFlyer account on each statement cycle date.
- Complimentary Priority Pass membership included for primary cardholder.
Compare before you decide
Alternatives based on what you might want instead.
KrisFlyer SBI Card
Best for singapore airlines, international travel, travel.
AURUM SBI Card
Best for premium, travel, international travel.
Federal Bank Celesta Credit Card
Best for travel, lounge, dining.