SBI Card
AURUM Credit Card
SimplifyCards take:A good fit if you want a card built for premium, travel, and international travel
✓
Best for airport lounge accessBest for
Unlimited complimentary lounge visits a year across domestic and international
!
Avoid if your spend is lowWatch out
The ₹ 9,999 fee waives only at ₹ 12 lakh/year, and some benefits can be spend-gated
✦
Good fit if you want a card built for premium, travel, and international travelBottom line
It combines complimentary airport lounge access, a low 1.99% forex markup, and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| All Eligible Purchases | 4 Reward Points / ₹100 spent |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic lounge16 visits per year
- 16 complimentary domestic airport lounge visits per year, capped at 4 visits per quarter
2
International loungeUnlimited visits per year
- Unlimited complimentary international airport lounge access with DreamFolks membership
3
MilestoneMonthly Tata CLiQ Luxury voucher worth ₹1,500 on monthly spends of ₹1 lakh
4
MilestoneTata CLiQ Luxury voucher worth ₹5,000 on annual spends of ₹5 lakh
5
MilestoneTaj experience voucher worth ₹10,000 on annual spends of ₹10 lakh
6
MilestoneApple voucher worth ₹20,000 on annual spends of ₹20 lakh
7
Fee waiverRenewal fee waived on annual spends of ₹ 12 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 40,000 AURUM Reward Points worth ₹10,000
Additional benefits
- 4 complimentary movie tickets per month via BookMyShow, capped at ₹1,000 per month
- 16 complimentary golf rounds and 12 golf lessons per year
- 1 complimentary airport spa session per quarter at select airports
- Complimentary premium memberships including Club Marriott, Wall Street Journal, Mint and IPV membership
- 1% fuel surcharge waiver on eligible fuel transactions between ₹500 and ₹4,000, capped at ₹250 per month
Eligibility
Check this before you apply
Salaried
- Age: 21 to 65 years
- Audited income verification or relationship status checks apply
Self-employed
- Age: 21 to 65 years
- Audited income verification or relationship status checks apply
Exclusions
Spending that does not earn reward points
- fuel spends
- cash advances
- balance transfers
- wallet loading transactions
- rent payments
- government services spends
- merchant EMI transactions
Compare before you decide
Alternatives based on what you might want instead