Axis Bank
IndiGo Premium Credit Card
SimplifyCards take:A good fit if you want a card built for indigo, flights, and travel
✓
Best for IndiGo Flight BookingsBest for
7 IndiGo BluChips / ₹100 spent
!
Avoid if you spend big on fuel, rent, and utilitiesWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for indigo, flights, and travelBottom line
It combines complimentary airport lounge access, accelerated rewards on indigo flight bookings, and milestone rewards
Estimate your Indigo Bluchips
Adjust your monthly spend to see the card's estimated annual value
How the card works
Indigo Bluchips rates
| Category | Rate |
|---|---|
| IndiGo Flight Bookings | 7 IndiGo BluChips / ₹100 spent |
| Grocery Spends | 3 IndiGo BluChips / ₹100 spent |
| Hotel Bookings | 3 IndiGo BluChips / ₹100 spent |
| All Other Eligible Spends | 2 IndiGo BluChips / ₹100 spent |
Redemption
IndiGo flight bookingsupto ₹ 0.4 per indigo bluchip
Important conditions
1
Domestic lounge8 visits per year
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter)
- Requires spends of ₹50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months)
2
International lounge2 visits per year
- 2 complimentary international lounge visits per calendar year through Priority Pass
3
Milestone5,000 IndiGo BluChips voucher on annual spends of ₹2 lakh
4
Milestone5,000 IndiGo BluChips voucher on annual spends of ₹5 lakh
5
Milestone5,000 IndiGo BluChips voucher on annual spends of ₹8 lakh
6
Milestone5,000 IndiGo BluChips voucher on annual spends of ₹12 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 5,000 IndiGo BluChips welcome voucher
- Complimentary 6E Eats voucher
Renewal benefits
- 5,000 IndiGo BluChips renewal voucher
- Complimentary 6E Eats renewal voucher
Additional benefits
- Buy one get one movie ticket offer on BookMyShow once every month
- Low forex markup of 2.5% on foreign currency transactions
- Dining Delights offers through Axis Bank dining programme
- EMI conversion available for transactions exceeding ₹1,500
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Reciprocal points transfer launched with Accor ALL13 Jul 2026
- Effective 13 July 2026, IndiGo and Accor launched a reciprocal loyalty partnership
- You can now transfer IndiGo BluChips to Accor Live Limitless (ALL) at a 6:1 ratio (6,000 BluChips = 1,000 ALL points)
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Resident of India or NRI
Self-employed
- Age: 18 to 70 years
- Resident of India or NRI
Exclusions
Spending that does not earn indigo bluchips
- fuel
- rent
- wallet load
- education payments via third-party apps
- utilities
- transactions excluded under IndiGo Axis Bank Premium Credit Card terms
- Gift cards
- Tolls and FASTag
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