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Matching your question with relevant cards and trade-offs.
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Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 7 picks for this query.
Optimized for ultra premium and luxury travel, featuring unlimited airport lounge access.
Optimized for indigo and flights, featuring low 1.49% forex markup.
Optimized for fuel and indianoil, featuring complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Lifetime free card, Optimized for lifetime free and rewards.
Lifetime free card, Optimized for cashback and upi, featuring low 2% forex markup.
| Feature | American Express Platinum Card | IndiGo IDFC FIRST Credit Card | IndianOil Axis Bank Premium Credit Card |
|---|---|---|---|
| Best for | ultra premium, luxury travel, hotel benefits | indigo, flights, travel | fuel, indianoil, grocery |
| Reward rates | 0% - Base reward rate upto 7.5% - accelerated reward rate | 0.5% - Base reward rate upto 6% - accelerated reward rate | 0.3% - Base reward rate upto 2% - accelerated reward rate |
| Annual fee | Rs 66,000 | Rs 4,999 | Rs 1,000 |
| Fee waiver spend | - | - | Rs 1 lakhs |
| Domestic lounge | Unlimited | 0 | 8 |
| International lounge | Unlimited | 0 | 0 |
| Forex markup | 3.5% | 1.49% | 3.5% |