SimplifyCards take:A good fit if you want a card built for fuel, indianoil, and grocery
✓
Best for IndianOil Fuel Outlets (Up To ₹15,000 Spend/Month)Best for
6 EDGE Miles / ₹150 spent at IndianOil outlets
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
✦
Good fit if you want a card built for fuel, indianoil, and groceryBottom line
It combines complimentary airport lounge access, accelerated rewards on indianoil fuel outlets (up to ₹15,000 spend/month), and milestone rewards
Estimate your EDGE Miles
Adjust your monthly spend to see the card's estimated annual value
How the card works
EDGE Miles rates
| Category | Rate | Monthly cap |
|---|---|---|
| IndianOil Fuel Outlets (up To ₹15,000 Spend/Month) | 6 EDGE Miles / ₹150 spent at IndianOil outlets | 600 EDGE Miles |
| Grocery And Supermarket Spends (up To ₹5,000 Spend/Month) | 2 EDGE Miles / ₹150 spent on grocery and supermarket | 67 EDGE Miles |
| Other Eligible Retail Spends | 1 EDGE Mile / ₹150 spent on other eligible spends | - |
Redemption
Statement balanceupto ₹ 0.333 per point
Airmile transferupto 0.5 airmile per point
| Airline | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| Air Canada | Aeroplan | 2:1 | Group A | 1,00,000 EDGE Miles |
| Ethiopian Airlines | ShebaMiles | 2:1 | Group A | 1,00,000 EDGE Miles |
| Etihad Airways | Etihad Guest | 2:1 | Group A | 1,00,000 EDGE Miles |
| Japan Airlines | JAL Mileage Bank | 2:1 | Group A | 1,00,000 EDGE Miles |
| Singapore Airlines | KrisFlyer | 2:1 | Group A | 1,00,000 EDGE Miles |
| Thai Airways | Royal Orchid Plus | 2:1 | Group A | 1,00,000 EDGE Miles |
| Turkish Airlines | Miles&Smiles | 2:1 | Group A | 1,00,000 EDGE Miles |
| United Airlines | MileagePlus | 2:1 | Group A | 1,00,000 EDGE Miles |
| British Airways | British Airways Executive Club | 2:1 | Group A | 1,00,000 EDGE Miles |
| Finnair | Finnair Plus | 2:1 | Group A | 1,00,000 EDGE Miles |
| Qatar Airways | Privilege Club | 2:1 | Group A | 1,00,000 EDGE Miles |
| Vietnam Airlines | Lotusmiles | 2:1 | Group A | 1,00,000 EDGE Miles |
| Air France-KLM | Flying Blue | 2:1 | Group B | 4,00,000 EDGE Miles |
| Air India | Flying Returns | 2:1 | Group B | 4,00,000 EDGE Miles |
| Air Asia | Air Asia | 2:1 | Group B | 4,00,000 EDGE Miles |
| Qantas Airways | Qantas Frequent Flyer | 2:1 | Group B | 4,00,000 EDGE Miles |
| Hotel group | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| IHG Hotels & Resorts | IHG One Rewards | 2:1 | Group B | 4,00,000 EDGE Miles |
| ITC Hotels | Club ITC | 2:1 | Group B | 4,00,000 EDGE Miles |
| Radisson Hotels | Radisson Rewards | 2:1 | Group B | 4,00,000 EDGE Miles |
| Orchid Hotels | Orchid Rewards | 2:1 | Group B | 4,00,000 EDGE Miles |
| Wyndham Hotels & Resorts | Wyndham Rewards | 2:1 | Group B | 4,00,000 EDGE Miles |
| The Postcard Hotel | The Postcard Hotel | 2:1 | Group B | 4,00,000 EDGE Miles |
Important conditions
1
Domestic lounge8 visits per year
- Complimentary domestic lounge access, illustrated by Axis as 2 visits per quarter
2
Fee waiverRenewal fee waived on annual spends of ₹ 1 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 500 EDGE Miles on first spend within 30 days of card issuance
- Unlimited 1% fuel surcharge waiver on purchases at IndianOil outlets, GST on surcharge is non-refundable
- 30% off on Zomato food delivery, capped at ₹150 per order and valid twice per month
- Complimentary domestic lounge access, illustrated by Axis as 2 visits per quarter
- Axis Dining Delights offers may apply as per programme terms
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Minimum Net Monthly Salary: ₹20,000
- Resident of India
Self-employed
- Age: 18 to 70 years
- Minimum Annual Income (ITR): ₹3,50,000
- Resident of India
Exclusions
Spending that does not earn edge miles
- Fuel transaction charges outside surcharge waiver terms
- Rent payments
- E-wallet loading transactions
- Insurance premium payments
- Utilities and telecom spends
- Government services spends
- Educational institution payments
- Purchase of gold or jewellery
- Spends at financial institutions (cash advances, repayments, etc.)
- Gift cards
- Tolls and FASTag
Compare before you decide
Alternatives based on what you might want instead