SimplifyCards take:A good fit if you want a card built for indigo, flights, and travel
✓
Best for IndiGo Flight BookingsBest for
6 IndiGo BluChips per INR 100 spent
!
Avoid if you want pure cashbackWatch out
Simpler cashback cards exist if you'd rather not manage reward points
✦
Good fit if you want a card built for indigo, flights, and travelBottom line
It combines a low 1.49% forex markup, accelerated rewards on indigo flight bookings, and milestone rewards
Estimate your Indigo Bluchips
Adjust your monthly spend to see the card's estimated annual value
How the card works
Indigo Bluchips rates
| Category | Rate |
|---|---|
| IndiGo Flight Bookings | 6 IndiGo BluChips per INR 100 spent |
| Other Eligible Retail Spends | 3 IndiGo BluChips per INR 100 spent |
| UPI, Insurance, Utilities, Fuel, Rent, And Wallet Spends | 0.5 IndiGo BluChips per INR 100 spent |
Redemption
IndiGo flight bookingsupto ₹ 0.4 per indigo bluchip
Important conditions
1
Milestone5,000 IndiGo BluChips on annual spend of ₹2 Lakh
2
Milestone5,000 IndiGo BluChips on annual spend of ₹5 Lakh
3
Milestone5,000 IndiGo BluChips on annual spend of ₹8 Lakh
4
Milestone5,000 IndiGo BluChips on annual spend of ₹10 Lakh
5
Milestone5,000 IndiGo BluChips on annual spend of ₹12 Lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Dual credit card issued on Mastercard and RuPay networks
- Welcome benefit of 5,000 IndiGo BluChips voucher plus 1 complimentary IndiGo meal voucher upon fee payment
- Activation bonus of 3,000 IndiGo BluChips on spending ₹1 Lakh or more within the first 90 days
- Complimentary Mastercard World/Elite privileges including golf rounds/lessons (4 rounds and 12 lessons annually)
- Low forex markup of 1.49%
- Up to ₹25,000 reimbursement per year for non-refundable flight and hotel cancellations
- RuPay network card enables UPI payments
Latest Updates
Recent changes to this card
Reciprocal points transfer launched with Accor ALL13 Jul 2026
- Effective 13 July 2026, IndiGo and Accor launched a reciprocal loyalty partnership
- You can now transfer IndiGo BluChips to Accor Live Limitless (ALL) at a 6:1 ratio (6,000 BluChips = 1,000 ALL points)
Eligibility
Check this before you apply
Salaried
- Age: 21 to 65 years
- Minimum net monthly salary of ₹1,50,000 for unsecured variant
- FD-backed variant available with minimum Fixed Deposit of ₹1 Lakh
Self-employed
- Age: 21 to 65 years
- Minimum annual ITR of ₹18,00,000 for unsecured variant
- FD-backed variant available with minimum Fixed Deposit of ₹1 Lakh
Exclusions
Spending that does not earn indigo bluchips
- EMI transactions
- Cash withdrawal / cash advance transactions
Compare before you decide
Alternatives based on what you might want instead