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Optimized for ultra premium and luxury travel, featuring unlimited airport lounge access.
Optimized for fuel and indianoil, featuring complimentary lounge access.
Optimized for fuel and bpcl, featuring complimentary lounge access.
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Spend level changes whether premium cards are worth the fee.
Optimized for fuel and hpcl, featuring complimentary lounge access.
Optimized for fuel and hpcl, featuring complimentary lounge access.
| Feature | American Express Platinum Card | IndianOil Axis Bank Premium Credit Card | BPCL SBI Card OCTANE |
|---|---|---|---|
| Best for | ultra premium, luxury travel, hotel benefits | fuel, indianoil, grocery | fuel, bpcl, bharatgas |
| Reward rates | 0% - Base reward rate upto 7.5% - accelerated reward rate | 0.3% - Base reward rate upto 2% - accelerated reward rate | 0.3% - Base reward rate upto 6.3% - accelerated reward rate |
| Annual fee | Rs 66,000 | Rs 1,000 | Rs 1,499 |
| Fee waiver spend | - | Rs 1 lakhs | Rs 2 lakhs |
| Domestic lounge | Unlimited | 8 | 4 |
| International lounge | Unlimited | 0 | 0 |
| Forex markup | 3.5% | 3.5% | 3.5% |