SimplifyCards take:A good fit if you want a card built for fuel, hpcl, and grocery
✓
Best for FuelBest for
24 Reward Points / ₹150
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
✦
Good fit if you want a card built for fuel, hpcl, and groceryBottom line
It combines complimentary airport lounge access, accelerated rewards on fuel, and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Fuel | 24 Reward Points / ₹150 |
| Utility Bills, Grocery, Departmental Stores | 10 Reward Points / ₹150 |
| Retail | 2 Reward Points / ₹150 |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic lounge4 visits per year
- 4 complimentary domestic airport lounge visits per year, limited to 1 visit per quarter
2
Milestone2,000 joining reward points on spending ₹5,000 or more within 60 days
3
Fee waiverRenewal fee waived on annual spends of ₹ 50,000
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 25% off up to ₹100 on Paytm Movies on minimum 2 tickets per transaction
Additional details
- The headline 5% fuel-savings framing combines 24 reward points per ₹150 at HPCL with the 1% fuel surcharge waiver on eligible HPCL fuel spends
- Fuel savings also apply on eligible LPG purchases and HP Pay QR fuel transactions; direct payment mode on HP Pay does not qualify
- HPCL additionally offers 1.5% cashback as Payback points on fuel purchases through the HP Pay app and a ₹100 joining benefit on the first recharge of at least ₹1,000
Eligibility
Check this before you apply
Salaried
- Resident Indian
- Age between 21 and 65 years
- Annual income of ₹3.6 lakh or more
Self-employed
- Resident Indian
- Age between 21 and 65 years
- Annual income of ₹4.8 lakh or more
Exclusions
Spending that does not earn reward points
- fuel spends eligible for surcharge waiver do not earn reward points
- HP Pay direct payment mode is not eligible for listed fuel savings
- taxes and charges excluded as per BOBCARD terms
Compare before you decide
Alternatives based on what you might want instead