ICICI Bank
Coral Credit Card
SimplifyCards take:A good fit if you want a card built for movies, railway lounge, and fuel
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Best for airport lounge accessBest for
4 complimentary lounge visits a year across domestic and international
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for movies, railway lounge, and fuelBottom line
It combines complimentary airport lounge access and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Utility & Insurance Spends | 1 Reward Point / ₹100 spent |
| Other Spends | 2 Reward Points / ₹100 spent |
Redemption
Statement balanceupto ₹ 0.25 per point
Airmile transferupto 0.16666666666666666 airmile per point
| Airline | Programme | Ratio |
|---|---|---|
| Air India | Maharaja Club | 6:1 |
Important conditions
1
Domestic lounge4 visits per year
- One complimentary domestic airport lounge visit per quarter, subject to spending ₹35,000 in the preceding calendar quarter
- Complimentary domestic airport lounge access (1 visit per quarter) requires a minimum spend of ₹35,000 in the previous calendar quarter
- Complimentary railway lounge access (1 visit per quarter) is unconditional (no spend criteria)
- One complimentary railway lounge visit per quarter
2
Milestone2,000 reward points on spending ₹2,00,000 and 1,000 reward points each time ₹1,00,000 spend is crossed thereafter in an anniversary year, capped at 10,000 points per year
3
Fee waiverRenewal fee waived on annual spends of ₹ 1.5 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- One complimentary domestic airport lounge visit per quarter, subject to spending ₹35,000 in the preceding calendar quarter
- 25% discount on BookMyShow and INOX movie tickets, capped at ₹100 twice a month, subject to spending ₹25,000 in the preceding calendar quarter
- One complimentary railway lounge visit per quarter
- 1% fuel surcharge waiver at HPCL petrol pumps
Additional details
- A transaction fee of 1% applies to utility payments exceeding ₹50,000 per month
- Reward points can be transferred to Air India Maharaja Club at a 6:1 ratio (minimum 2,000 points)
Eligibility
Check this before you apply
Salaried
- Age: 21-65 years
- Minimum net monthly salary: ₹20,000
Self-employed
- Age: 21-65 years
- Minimum annual ITR: ₹2,40,000
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Rent payments
- E-wallet loading transactions
- Government transactions
- Tax payments
- EMI transactions
Compare before you decide
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