SimplifyCards take:A good fit if you want a card built for online, entry premium, and lounge
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Best for Online SpendsBest for
8 YES Rewardz Points / ₹200 spent
!
Avoid if you spend big on fuel, rent, and wallet loadsWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for online, entry premium, and loungeBottom line
It combines complimentary airport lounge access, accelerated rewards on online spends, and milestone rewards
Estimate your YES Rewardz Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
YES Rewardz Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Online Spends | 8 YES Rewardz Points / ₹200 spent | 1,250 YES Rewardz Points |
| Other Retail Spends | 4 YES Rewardz Points / ₹200 spent | - |
| Select Categories (utilities, Insurance, Education, Telecom) | 2 YES Rewardz Points / ₹200 spent | 150 YES Rewardz Points |
Redemption
Statement balanceupto ₹ 0.25 per point
Airmile transferupto 0.1 airmile per point
Vouchersupto ₹ 0.1 per point
| Airline | Programme | Ratio |
|---|---|---|
| Air India | Maharaja Club | 10:1 |
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Adani One | Adani One Rewards | 100:10 |
Important conditions
1
Domestic lounge4 visits per year
- Domestic lounge access is subject to a spend threshold of ₹35,000 in the previous calendar quarter
- Domestic lounge access requires ₹35,000 spend in the previous calendar quarter
2
Milestone15,000 bonus Reward Points on annual spends of ₹6 Lakh
3
Fee waiverRenewal fee waived on annual spends of ₹ 1 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Priority Pass or LoungeKey membership for primary cardmember
- 4 complimentary rounds of green fees per calendar year and 1 complimentary golf lesson per month at select golf courses in India
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000
Additional details
- Domestic lounge access is subject to a spend threshold of ₹35,000 in the previous calendar quarter
- First-year membership fee is waived on spending ₹10,000 within 30 days of card issuance
Eligibility
Check this before you apply
Salaried
- Eligibility is subject to YES BANK approval criteria
Self-employed
- Eligibility is subject to YES BANK approval criteria
Exclusions
Spending that does not earn yes rewardz points
- Fuel transactions
- Rental payments
- Wallet loading transactions
- Cash withdrawal / cash advance transactions
- EMI transactions (including post-purchase and instant EMI)
Compare before you decide
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