YES Bank
Paisabazaar PaisaSave Credit Card
SimplifyCards take:A good fit if you want a card built for travel, dining, and co-branded, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
12 Reward Points per INR 200 spent on Travel transactions on travel spends, auto-credited with no points to manage
!
Avoid if you spend big on fuel, rent, and insuranceWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for travel, dining, and co-branded, and you want your rewards as simple, no-tracking cashbackBottom line
It offers accelerated rewards on travel spends
Estimate your Cashback As YES Rewardz Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback As YES Rewardz Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel Spends | 12 Reward Points per INR 200 spent on Travel transactions | 3,000 Cashback As YES Rewardz Points |
| Dining Spends | 12 Reward Points per INR 200 spent on Dining transactions | 3,000 Cashback As YES Rewardz Points |
| Other Retail Spends | 2 Reward Points per INR 200 spent on other retail transactions | - |
Redemption
Statement balanceupto ₹ 1 per point
Important conditions
1
Fee waiverRenewal fee waived on annual spends of ₹ 1.2 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 with monthly cap
Additional details
- 6% cashback is capped at ₹3,000 per calendar month each for travel and dining spends
- Renewal fee waiver is applicable on spending ₹1,20,000 in a card anniversary year
Eligibility
Check this before you apply
Salaried
- Eligibility is subject to YES BANK and Paisabazaar approval criteria
Self-employed
- Eligibility is subject to YES BANK and Paisabazaar approval criteria
Exclusions
Spending that does not earn cashback as yes rewardz points
- Fuel transactions
- Rental payments
- Wallet loading transactions
- Cash withdrawal / cash advance transactions
- EMI transactions
- Utility payments
- Insurance premium payments
- Education fees / school fee payments
- Jewellery purchases
- Government services / tax payments
- Hospital and pharmacy spends
- Toll payments
Compare before you decide
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