SBI Card
Shaurya Credit Card
SimplifyCards take:A good fit if you want a card built for defence, csd, and grocery
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Best for Dining And Movie SpendsBest for
5 Reward Points / ₹100 spent
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for defence, csd, and groceryBottom line
It offers accelerated rewards on dining and movie spends
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Dining And Movie Spends | 5 Reward Points / ₹100 spent |
| CSD, Departmental Stores & Grocery Spends | 5 Reward Points / ₹100 spent |
| Other Eligible Retail Purchases | 1 Reward Point / ₹100 spent |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Fee waiverRenewal fee waived on annual spends of ₹ 50,000
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 1,000 Reward Points upon payment of joining fee
Additional benefits
- Personal accident insurance cover of ₹2 lakh, subject to policy terms
- Card can be embossed with service branch such as Army, Navy, Air Force or Paramilitary
- 1% fuel surcharge waiver on eligible fuel transactions from ₹500 to ₹3,000, capped at ₹100 per month
Eligibility
Check this before you apply
Salaried
- Designed for serving or retired defence and paramilitary personnel
Self-employed
- Designed for serving or retired defence and paramilitary personnel
Exclusions
Spending that does not earn reward points
- fuel spends
- cash advances
- balance transfers
- wallet loading transactions
- rent payments
- government services spends
- merchant EMI transactions
Compare before you decide
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