SBI Card
Shaurya Select Credit Card
SimplifyCards take:A good fit if you want a card built for defence, csd, and grocery
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Best for Canteen Stores Department (CSD) Military Canteens, Dining, Movies, Departmental Stores, And Grocery SpendsBest for
10 Reward Points / ₹100 spent
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for defence, csd, and groceryBottom line
It combines complimentary airport lounge access, accelerated rewards on canteen stores department (csd) military canteens, dining, movies, departmental stores, and grocery spends, and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Canteen Stores Department (CSD) Military Canteens, Dining, Movies, Departmental Stores, And Grocery Spends | 10 Reward Points / ₹100 spent |
| Other Eligible Purchases | 2 Reward Points / ₹100 spent |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic lounge4 visits per year
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter)
2
Milestone₹500 Pizza Hut e-gift voucher on spends of ₹50,000 in a calendar quarter
3
Milestone₹7,000 Yatra or Pantaloons e-gift voucher on annual spends of ₹5 lakh
4
Fee waiverRenewal fee waived on annual spends of ₹ 1.5 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Renewal benefits
- 1,500 renewal bonus Reward Points worth ₹375
Additional benefits
- Personal accident insurance cover of ₹10 lakh, subject to policy terms
- Card can be embossed with service branch name (Army, Navy, Air Force, or Paramilitary)
- 24x7 complimentary concierge services
- 1% fuel surcharge waiver at petrol pumps in India on transactions from ₹500 to ₹4,000, capped at ₹250 per statement cycle
Eligibility
Check this before you apply
Salaried
- Designed for eligible defence, paramilitary and related service personnel
- Age: 21 to 70 years
Self-employed
- Designed for eligible defence, paramilitary and related service personnel
- Age: 21 to 70 years
Exclusions
Spending that does not earn reward points
- fuel
- cash advance
- balance transfer
- wallet loading
- transactions excluded under SBI Card reward terms
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