SimplifyCards take:A good fit if you want a card built for dining, movies, and departmental stores
✓
Best for Dining, Movies, Grocery, And Departmental Store SpendsBest for
10 Reward Points / ₹150 spent
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
✦
Good fit if you want a card built for dining, movies, and departmental storesBottom line
It offers accelerated rewards on dining, movies, grocery, and departmental store spends
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Dining, Movies, Grocery, And Departmental Store Spends | 10 Reward Points / ₹150 spent |
| Other Eligible Spends | 1 Reward Point / ₹150 spent |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Fee waiverRenewal fee waived on annual spends of ₹ 1 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 2,000 bonus Reward Points on spends of ₹2,000 or more in first 60 days
Additional benefits
- 1% fuel surcharge waiver at petrol pumps in India on transactions from ₹500 to ₹3,000, capped at ₹100 per statement cycle
Eligibility
Check this before you apply
Salaried
- Age 21 to 60 years
- Stable income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Self-employed
- Age 25 to 60 years
- Stable business income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Exclusions
Spending that does not earn reward points
- fuel
- cash advance
- balance transfer
- wallet loading
- transactions excluded under SBI Card reward terms
Compare before you decide
Alternatives based on what you might want instead