SBI Card
IndiGo ELITE Credit Card
SimplifyCards take:A good fit if you want a card built for indigo, flights, and travel
✓
Best for IndiGo Flight SpendsBest for
7 IndiGo BluChips / ₹100 spent
!
Avoid if you spend big on fuel, rent, and wallet loadsWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for indigo, flights, and travelBottom line
It combines complimentary airport lounge access, a low 1.99% forex markup, and accelerated rewards on indigo flight spends
Estimate your Indigo Bluchips
Adjust your monthly spend to see the card's estimated annual value
How the card works
Indigo Bluchips rates
| Category | Rate |
|---|---|
| IndiGo Flight Spends | 7 IndiGo BluChips / ₹100 spent |
| Hotel And Lodging Spends | 3 IndiGo BluChips / ₹100 spent |
| Other Eligible Spends | 2 IndiGo BluChips / ₹100 spent |
Redemption
IndiGo flight bookingsupto ₹ 0.4 per indigo bluchip
Important conditions
1
Domestic lounge8 visits per year
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter)
- Requires spends of ₹1 lakh in the preceding calendar quarter to unlock access
2
International lounge6 visits per year
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter)
3
Milestone6,000 IndiGo BluChips on annual spends of ₹3 lakh
4
Milestone6,000 IndiGo BluChips on annual spends of ₹6 lakh
5
Milestone6,000 IndiGo BluChips on annual spends of ₹9 lakh
6
Milestone6,000 IndiGo BluChips on annual spends of ₹12 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 5,000 IndiGo BluChips welcome voucher
- Complimentary 6E Eats voucher
Renewal benefits
- 5,000 IndiGo BluChips renewal voucher
- Complimentary 6E Eats renewal voucher
Additional benefits
- 4 6E Prime passes on spending ₹1 lakh within 90 days of account opening
- 4 flight cancellation covers per year, worth up to ₹3,000 each
- 1% fuel surcharge waiver up to ₹400 per month on eligible fuel spends from ₹500 to ₹4,000
Latest Updates
Recent changes to this card
Reciprocal points transfer launched with Accor ALL13 Jul 2026
- Effective 13 July 2026, IndiGo and Accor launched a reciprocal loyalty partnership
- You can now transfer IndiGo BluChips to Accor Live Limitless (ALL) at a 6:1 ratio (6,000 BluChips = 1,000 ALL points)
Eligibility
Check this before you apply
Salaried
- Age 21 to 60 years
- Stable income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Self-employed
- Age 25 to 60 years
- Stable business income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Exclusions
Spending that does not earn indigo bluchips
- fuel
- wallet loading
- rent
- education
- cash withdrawal
- cash advance
- fees and charges
- emi
- disputed transactions
Compare before you decide
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