SBI Card
IndiGo Credit Card
SimplifyCards take:A good fit if you want a card built for indigo, flights, and travel
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Best for IndiGo Flight SpendsBest for
3 IndiGo BluChips / ₹100 spent
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for indigo, flights, and travelBottom line
It combines complimentary airport lounge access, accelerated rewards on indigo flight spends, and milestone rewards
Estimate your Indigo Bluchips
Adjust your monthly spend to see the card's estimated annual value
How the card works
Indigo Bluchips rates
| Category | Rate |
|---|---|
| IndiGo Flight Spends | 3 IndiGo BluChips / ₹100 spent |
| Hotel And Lodging Spends | 2 IndiGo BluChips / ₹100 spent |
| Other Eligible Spends | 1 IndiGo BluChip / ₹100 spent |
Redemption
IndiGo flight bookingsupto ₹ 0.4 per indigo bluchip
Important conditions
1
Domestic lounge4 visits per year
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter)
- Requires spends of ₹50,000 in the preceding calendar quarter to unlock access
2
Milestone2,500 IndiGo BluChips on annual spends of ₹2 lakh
3
Milestone2,500 IndiGo BluChips on annual spends of ₹4 lakh
4
Milestone2,500 IndiGo BluChips on annual spends of ₹6 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 2,500 IndiGo BluChips welcome voucher
Renewal benefits
- 2,500 IndiGo BluChips renewal voucher
Additional benefits
- 1% fuel surcharge waiver up to ₹200 per month on eligible fuel spends from ₹500 to ₹4,000
Latest Updates
Recent changes to this card
Reciprocal points transfer launched with Accor ALL13 Jul 2026
- Effective 13 July 2026, IndiGo and Accor launched a reciprocal loyalty partnership
- You can now transfer IndiGo BluChips to Accor Live Limitless (ALL) at a 6:1 ratio (6,000 BluChips = 1,000 ALL points)
Eligibility
Check this before you apply
Salaried
- Age 21 to 60 years
- Stable income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Self-employed
- Age 25 to 60 years
- Stable business income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Exclusions
Spending that does not earn indigo bluchips
- fuel
- wallet loading
- rent
- education
- cash withdrawal
- cash advance
- fees and charges
- emi
- disputed transactions
Compare before you decide
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