SimplifyCards take
A quick decision view before the full facts.
Good fit if: you want a card built for indigo, flights, and travel.
Why it can work
It combines complimentary airport lounge access, accelerated rewards on indigo flight bookings, and milestone rewards.
Where value may drop
Fuel, rent, and utilities don't earn rewards. The 3.5% forex markup is high for overseas use.
Quick facts
The key fields before the full details.
Reward calculator
Enter your monthly spend to estimate how many indigo bluchips you earn and what they are worth.
Milestone rewards
Milestone value is estimated and only counts once you reach each spend threshold.
How you earn it
| Category | Monthly spend | Indigo Bluchips/yr |
|---|---|---|
| Dining & food delivery | Rs 4,000 | 960 |
| Flight bookings | Rs 5,000 | 1,800 |
| Groceries | Rs 5,000 | 1,200 |
| Other spends | Rs 8,000 | 960 |
Estimates only. Reward rates, caps, and redemption values follow each bank's current terms and can change.
Best for / avoid if
Who this card suits — and who should skip it.
Best for IndiGo Flight Bookings
3 IndiGo BluChips / Rs 100 spent
Best for airport lounge access
4 complimentary lounge visits a year across domestic and international.
Best for travel and redemptions
Earns indigo bluchips you can put toward flights, hotels, or transfer partners.
Avoid for heavy international use
A 3.5% forex markup is on the higher side for overseas spends.
Avoid if you spend big on fuel, rent, and utilities
These categories are excluded and won't earn rewards.
Rewards and redemption
Earn rates, caps, and how points convert to value.
| Category | Rate |
|---|---|
| IndiGo flight bookings | 3 IndiGo BluChips / Rs 100 spent |
| Grocery spends | 2 IndiGo BluChips / Rs 100 spent |
| Dining spends | 2 IndiGo BluChips / Rs 100 spent |
| All other eligible spends | 1 IndiGo BluChip / Rs 100 spent |
Lounge and milestone rules
The spend conditions worth knowing before you rely on a benefit.
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- Requires spends of Rs 50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months).
Exclusions
Categories that earn no rewards on this card.
- fuel
- rent
- wallet load
- education payments via third-party apps
- utilities
- transactions excluded under IndiGo Axis Bank Credit Card terms
Benefits and fine print
Welcome, renewal, and other listed benefits.
Joining benefits
- 1,200 IndiGo BluChips welcome voucher
Renewal benefits
- 1,200 IndiGo BluChips renewal voucher
Additional benefits
- EMI conversion available for transactions exceeding Rs 1,500
- Wednesday Delight offers as per Axis Bank programme terms
Eligibility
Check this before you apply.
Salaried
- Age: 18 to 70 years
- Resident of India or NRI
Self-employed
- Age: 18 to 70 years
- Resident of India or NRI
Compare before you decide
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