SimplifyCards take:A good fit if you want a card built for online, dining, and utility bills
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Best for Dining, Utility Bills, And Online SpendsBest for
5 Reward Points / ₹100
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for online, dining, and utility billsBottom line
It combines accelerated rewards on dining, utility bills, and online spends and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Dining, Utility Bills, And Online Spends | 5 Reward Points / ₹100 | 1,000 Reward Points |
| Other Eligible Spends | 1 Reward Point / ₹100 | - |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
MilestoneFirst year fee reversal on spending ₹7,500 within first 60 days
2
Fee waiverRenewal fee waived on annual spends of ₹ 70,000
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Up to 3 lifetime free add-on cards
- Personal accidental death cover
Eligibility
Check this before you apply
Salaried
- Current official product page does not publish a detailed salaried eligibility grid
- Approval remains subject to BOBCARD credit assessment
- Resident Indian applicants can proceed through the official application flow
Self-employed
- Current official product page does not publish a detailed self-employed eligibility grid
- Approval remains subject to BOBCARD credit assessment
- Resident Indian applicants can proceed through the official application flow
Exclusions
Spending that does not earn reward points
- fuel transactions do not earn reward points
- accelerated reward points are subject to monthly cap
- taxes and charges excluded as per BOBCARD terms
Compare before you decide
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