SimplifyCards take:A good fit if you want a card built for travel, dining, and international spends
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Best for Travel, Dining, And Abroad (International) SpendsBest for
10 Reward Points / ₹100
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for travel, dining, and international spendsBottom line
It combines complimentary airport lounge access, accelerated rewards on travel, dining, and abroad (international) spends, and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel, Dining, And Abroad (international) Spends | 10 Reward Points / ₹100 | 2,000 Reward Points |
| Other Eligible Spends | 2 Reward Points / ₹100 | - |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic lounge4 visits per year
2
MilestoneFirst year fee reversal on spending ₹10,000 within first 60 days
3
Fee waiverRenewal fee waived on annual spends of ₹ 1.2 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Up to 3 lifetime free add-on cards
- Personal accidental death cover
Eligibility
Check this before you apply
Salaried
- Resident Indian
- Age between 21 and 65 years
- Annual income of ₹3.6 lakh or more
Self-employed
- Resident Indian
- Age between 21 and 65 years
- Annual income of ₹4.8 lakh or more
Exclusions
Spending that does not earn reward points
- fuel transactions do not earn reward points
- accelerated reward points are subject to monthly cap
- taxes and charges excluded as per BOBCARD terms
Compare before you decide
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