RBL Bank
Icon Credit Card
SimplifyCards take:A good fit if you want a card built for dining, travel, and lounge
✓
Best for Dining Spends On WeekendsBest for
20 Reward Points / ₹100 spent
!
Avoid if you spend big on fuel, rent, and insuranceWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for dining, travel, and loungeBottom line
It combines complimentary airport lounge access, a low 2% forex markup, and accelerated rewards on dining spends on weekends
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Dining Spends On Weekends | 20 Reward Points / ₹100 spent | 2,000 Reward Points |
| International Spends | 20 Reward Points / ₹100 spent | 2,000 Reward Points |
| Other Eligible Retail Spends (including Weekday Dining) | 2 Reward Points / ₹100 spent | - |
Redemption
Vouchersupto ₹ 0.25 per point
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Brand e-Vouchers | Shopping, lifestyle & brand gift vouchers | 1 point = ₹0.25 |
| MakeMyTrip / Travel | Flight & hotel bookings via RBL Rewards portal | 1 point = ₹0.25 |
| Merchandise | Electronics, apparel & catalogue products | 1 point = ₹0.25 |
Important conditions
1
Domestic lounge8 visits per year
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the previous calendar quarter
2
Milestone10,000 bonus reward points on annual spend of ₹3 Lakhs
3
Milestone15,000 additional bonus reward points on annual spend of ₹5 Lakhs
4
Milestone20,000 additional bonus reward points on annual spend of ₹8 Lakhs
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Welcome benefit of 20,000 Reward Points upon card activation and payment of joining fee
- Buy 1 Get 1 free movie ticket on BookMyShow up to ₹200, twice a month
- Complimentary golf rounds and discount on green fees at select golf courses in India
Additional details
- Redemption fee of ₹99 + GST applies per redemption request via the RBL Rewards portal (rblrewards.rbl.bank.in)
- Reward points cannot be redeemed as statement credit against the card bill
- No direct airline miles transfer — points are redeemed for travel bookings and vouchers through the RBL Rewards portal at ₹0.25 per point
- Fuel surcharge waiver of 1% at all fuel stations for transactions between ₹500 and ₹4,000 (Max waiver ₹150/month)
- Concierge services including golf course referrals, car rentals, and hotel bookings
Eligibility
Check this before you apply
Salaried
- Minimum age: 21 years, Maximum age: 70 years
- Stable income source meeting bank criteria
Self-employed
- Minimum age: 21 years, Maximum age: 70 years
- Stable business income meeting bank criteria
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Utility bill payments
- Insurance spends
- Rent and real estate payments
- Education payments
- Wallet loading
- Government services spends
- EMI transactions
- Cash advance transactions
- Railways spends
Compare before you decide
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