SimplifyCards take:A good fit if you want a card built for movies, grocery, and departmental stores
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Best for Movies, Grocery, And Departmental Store SpendsBest for
5 reward points per ₹100
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for movies, grocery, and departmental storesBottom line
It combines accelerated rewards on movies, grocery, and departmental store spends and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Movies, Grocery, And Departmental Store Spends | 5 reward points per ₹100 | 1,000 Reward Points |
| All Other Eligible Spends | 1 reward point per ₹100 | - |
Redemption
Statement balanceupto ₹ 0.2 per point
Important conditions
1
MilestoneFirst year fee reversal on spending ₹6,000 within first 60 days
2
Fee waiverRenewal fee waived on annual spends of ₹ 35,000
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Up to 3 lifetime free add-on cards
- Personal accidental death cover
Eligibility
Check this before you apply
Salaried
- Resident Indian
- Age: 21 to 60 years
- Minimum net annual income of ₹3 lakh (existing BOBCARD customer) or ₹3.6 lakh (new customer)
Self-employed
- Resident Indian
- Age: 24 to 65 years
- Minimum net annual income of ₹3.6 lakh (existing BOBCARD customer) or ₹4.8 lakh (new customer)
Exclusions
Spending that does not earn reward points
- fuel transactions do not earn reward points
- accelerated reward points are subject to monthly cap of 1,000 points
- taxes and charges excluded as per BOBCARD terms
Compare before you decide
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