SimplifyCards take:A good fit if you want a card built for secured card, lifetime free, and forex
✓
Best for Online, Offline, And International SpendsBest for
4 Reward Points per INR 200 spent
!
Avoid if you want pure cashbackWatch out
Simpler cashback cards exist if you'd rather not manage reward points
✦
Good fit if you want a card built for secured card, lifetime free, and forexBottom line
It combines a low 0% forex markup, accelerated rewards on online, offline, and international spends, and no annual fee
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Online, Offline, And International Spends | 4 Reward Points per INR 200 spent |
| Utility, Insurance, Government, And Railway Transactions | 1 Reward Point per INR 200 spent |
Redemption
Statement balanceupto ₹ 0.25 per point
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Lifetime free fixed deposit backed credit card
- 0% forex markup on all international spends
- No credit history or income proof required
- Reward points are valid for 24 months
Eligibility
Check this before you apply
Salaried
- Age: 18 to 75 years
- Minimum Fixed Deposit of ₹20,000
Self-employed
- Age: 18 to 75 years
- Minimum Fixed Deposit of ₹20,000
Exclusions
Spending that does not earn reward points
- Fuel transactions
- EMI transactions
- Cash withdrawal / cash advance transactions
Compare before you decide
Alternatives based on what you might want instead