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Lifetime free card, Optimized for cashback and food delivery, featuring complimentary lounge access.
Optimized for rupay and upi, featuring complimentary lounge access.
Optimized for co-branded and grocery, featuring complimentary lounge access.
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Spend level changes whether premium cards are worth the fee.
Optimized for snapdeal and online.
Optimized for fuel and hpcl, featuring complimentary lounge access.
| Feature | Fibe Axis Bank Credit Card | HSBC RuPay Cashback Credit Card | Patanjali RBL Bank Swarn Credit Card |
|---|---|---|---|
| Best for | cashback, food delivery, entertainment | rupay, upi, cashback | co-branded, grocery, movies |
| Reward rates | 1% - Base reward rate upto 3% - accelerated reward rate | 1% - Base reward rate upto 10% - accelerated reward rate | 0.3% - Base reward rate upto 10% - accelerated reward rate |
| Annual fee | Rs 0 | Rs 499 | Rs 1,499 |
| Fee waiver spend | - | Rs 2 lakhs | - |
| Domestic lounge | 4 | 8 | 8 |
| International lounge | 0 | 2 | 0 |
| Forex markup | 3.5% | 3.5% | 3.5% |