Axis Bank
Fibe Credit Card
SimplifyCards take:A good fit if you want a card built for food delivery, entertainment, and local commute, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
3% Cashback on food delivery, entertainment & local commute, auto-credited with no points to manage
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for food delivery, entertainment, and local commute, and you want your rewards as simple, no-tracking cashbackBottom line
It combines complimentary airport lounge access, accelerated rewards on food delivery, entertainment & local commute, and no annual fee
Estimate your Cashback
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback rates
| Category | Rate | Monthly cap |
|---|---|---|
| Food Delivery, Entertainment & Local Commute | 3% Cashback | 1,500 Cashback |
| Other Eligible Retail Spends | 1% Cashback | - |
Redemption
Statement balanceupto ₹ 1 per point
Important conditions
1
Domestic lounge4 visits per year
- 1 complimentary domestic airport lounge visit per calendar quarter (up to 4 per calendar year)
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- RuPay credit card on UPI support (link card to UPI apps for direct merchant payments)
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹400 per monthly billing cycle
- Dining Delights discounts of up to 15% (up to ₹500) at partner restaurants via EazyDiner
- Wednesday Delight offers including MakeMyTrip, Swiggy, and Tira discounts
- Numberless card design for enhanced visual security
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Resident of India or NRI
- Sourced exclusively to existing Fibe customers
Self-employed
- Age: 18 to 70 years
- Resident of India or NRI
- Sourced exclusively to existing Fibe customers
Exclusions
Spending that does not earn cashback
- Fuel transactions
- Rent payments
- E-wallet loading transactions
- Insurance premium payments
- Utilities and telecom spends
- Government services spends
- Educational institution payments
- Purchase of gold or jewellery
- Spends at financial institutions (cash advances, repayments, etc.)
- Online skill-based gaming transactions
- EMI transactions
- Gift cards
- Tolls and FASTag
Compare before you decide
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