SimplifyCards take
A quick decision view before the full facts.
Good fit if: you want a card built for snapdeal, online, and grocery, and you want your rewards as simple, no-tracking cashback.
Why it can work
It combines accelerated rewards on snapdeal platform spends and milestone rewards.
Where value may drop
Fuel don't earn rewards. Monthly reward caps apply on the top categories. The 3.5% forex markup is high for overseas use.
Quick facts
The key fields before the full details.
Reward calculator
Enter your monthly spend to estimate how many cashback you earn and what they are worth.
Milestone rewards
Milestone value is estimated and only counts once you reach each spend threshold.
How you earn it
| Category | Monthly spend | cashback/yr |
|---|---|---|
| Online shopping | Rs 15,000 | 4,500 |
| Groceries | Rs 5,000 | 1,500 |
| Other spends | Rs 8,000 | 960 |
Estimates only. Reward rates, caps, and redemption values follow each bank's current terms and can change.
Best for / avoid if
Who this card suits — and who should skip it.
Best for simple cashback
20 reward points per Rs 100 (5% cashback) on snapdeal platform spends, auto-credited with no points to manage.
Avoid for heavy international use
A 3.5% forex markup is on the higher side for overseas spends.
Rewards and redemption
Earn rates, caps, and how points convert to value.
| Category | Rate | Monthly cap |
|---|---|---|
| Snapdeal platform spends | 20 reward points per Rs 100 (5% cashback) | - |
| Online shopping, grocery, and departmental store spends | 10 reward points per Rs 100 (2.5% cashback) | 2,000 cashback |
| All other eligible spends (including UPI) | 4 reward points per Rs 100 (1% cashback) | - |
Redemption
Lounge and milestone rules
The spend conditions worth knowing before you rely on a benefit.
Exclusions
Categories that earn no rewards on this card.
- Fuel transactions
- Cash advance / cash withdrawal transactions
- EMI transactions
- Fees and charges (joining fee, annual fee, finance charges, and other levied charges)
Benefits and fine print
Welcome, renewal, and other listed benefits.
Additional benefits
- Reward points auto-credited as cashback to monthly statement (manual redemption required from July 1, 2025 — minimum 1,000 points)
- 1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 5,000, capped at Rs 250 per month
Eligibility
Check this before you apply.
Salaried
- Resident Indian
- Annual income of Rs 3.6 lakh or more
Self-employed
- Resident Indian
- Annual income of Rs 4.8 lakh or more
Compare before you decide
Alternatives based on what you might want instead.