SimplifyCards take:A good fit if you want a card built for snapdeal, online, and grocery, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
20 reward points per ₹100 (5% cashback) on snapdeal platform spends, auto-credited with no points to manage
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for snapdeal, online, and grocery, and you want your rewards as simple, no-tracking cashbackBottom line
It combines accelerated rewards on snapdeal platform spends and milestone rewards
Estimate your Cashback
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback rates
| Category | Rate | Monthly cap |
|---|---|---|
| Snapdeal Platform Spends | 20 reward points per ₹100 (5% cashback) | - |
| Online Shopping, Grocery, And Departmental Store Spends | 10 reward points per ₹100 (2.5% cashback) | 2,000 Cashback |
| All Other Eligible Spends (including UPI) | 4 reward points per ₹100 (1% cashback) | - |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Milestone500 bonus reward points on spending ₹5,000 or more within first 60 days of card issuance
2
MilestoneSnapdeal vouchers worth up to ₹500 on performing a transaction within first 30 days of issuance
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Reward points auto-credited as cashback to monthly statement (manual redemption required from July 1, 2025 — minimum 1,000 points)
- 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per month
Eligibility
Check this before you apply
Salaried
- Resident Indian
- Annual income of ₹3.6 lakh or more
Self-employed
- Resident Indian
- Annual income of ₹4.8 lakh or more
Exclusions
Spending that does not earn cashback
- Fuel transactions
- Cash advance / cash withdrawal transactions
- EMI transactions
- Fees and charges (joining fee, annual fee, finance charges, and other levied charges)
Compare before you decide
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