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Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 7 picks for this query.
Optimized for premium and travel, featuring low 1.99% forex markup and unlimited airport lounge access.
Optimized for travel and etihad, featuring low 0% forex markup and complimentary lounge access.
Optimized for metal card and zero forex, featuring low 0% forex markup and complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for travel and lounge, featuring low 2% forex markup and complimentary lounge access.
Optimized for adani and airport, featuring complimentary lounge access.
| Feature | AURUM SBI Card | BOBCARD Etihad Guest Premium Credit Card | IDFC FIRST Mayura Credit Card |
|---|---|---|---|
| Best for | premium, travel, international travel | travel, etihad, flights | metal card, zero forex, lounge |
| Reward rates | 1% - Base reward rate | 2% - Base reward rate upto 6% - accelerated reward rate | 0.2% - Base reward rate upto 1.7% - accelerated reward rate |
| Annual fee | Rs 9,999 | Rs 5,000 | Rs 5,999 |
| Fee waiver spend | Rs 12 lakhs | Rs 5 lakhs | - |
| Domestic lounge | 16 | 12 | 16 |
| International lounge | Unlimited | 8 | 16 |
| Forex markup | 1.99% | 0% | 0% |