Axis Bank
Atlas Credit Card
SimplifyCards take:A good fit if you want a card built for travel, hotels, and flights
✓
Best for TravelBest for
5 EDGE Miles per ₹100
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for travel, hotels, and flightsBottom line
It combines complimentary airport lounge access, accelerated rewards on travel, and milestone rewards
Estimate your EDGE Miles
Adjust your monthly spend to see the card's estimated annual value
How the card works
EDGE Miles rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel | 5 EDGE Miles per ₹100 | 10,000 EDGE Miles |
| Base | 2 EDGE Miles per ₹100 | - |
Redemption
Travel EDGE flight/hotelupto ₹ 1 per point
Airmile transferupto 2 airmile per point
| Airline | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| Air Canada | Aeroplan | 1:2 | Group A | 30,000 EDGE Miles |
| Ethiopian Airlines | ShebaMiles | 1:2 | Group A | 30,000 EDGE Miles |
| Etihad Airways | Etihad Guest | 1:2 | Group A | 30,000 EDGE Miles |
| Japan Airlines | JAL Mileage Bank | 1:2 | Group A | 30,000 EDGE Miles |
| Singapore Airlines | KrisFlyer | 1:2 | Group A | 30,000 EDGE Miles |
| Thai Airways | Royal Orchid Plus | 1:2 | Group A | 30,000 EDGE Miles |
| Turkish Airlines | Miles&Smiles | 1:2 | Group A | 30,000 EDGE Miles |
| United Airlines | MileagePlus | 1:2 | Group A | 30,000 EDGE Miles |
| British Airways | British Airways Executive Club | 2:1 | Group A | 30,000 EDGE Miles |
| Finnair | Finnair Plus | 2:1 | Group A | 30,000 EDGE Miles |
| Qatar Airways | Privilege Club | 2:1 | Group A | 30,000 EDGE Miles |
| Vietnam Airlines | Lotusmiles | 2:1 | Group A | 30,000 EDGE Miles |
| AirAsia | airasia rewards | 1:2 | Group B | 120,000 EDGE Miles |
| Air France-KLM | Flying Blue | 1:2 | Group B | 120,000 EDGE Miles |
| Air India | Maharaja Club | 1:2 | Group B | 120,000 EDGE Miles |
| Qantas Airways | Qantas Frequent Flyer | 1:2 | Group B | 120,000 EDGE Miles |
| SpiceJet | SpiceClub | 1:2 | Group B | 120,000 EDGE Miles |
| Hotel group | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| IHG Hotels & Resorts | IHG One Rewards | 1:2 | Group B | 120,000 EDGE Miles |
| ITC Hotels | Club ITC | 1:2 | Group B | 120,000 EDGE Miles |
| Radisson Hotels | Radisson Rewards | 1:2 | Group B | 120,000 EDGE Miles |
| Orchid Hotels | Orchid Rewards | 1:2 | Group B | 120,000 EDGE Miles |
| Wyndham Hotels & Resorts | Wyndham Rewards | 1:2 | Group B | 120,000 EDGE Miles |
| The Postcard Hotel | The Postcard Hotel | 1:2 | Group B | 120,000 EDGE Miles |
Annual caps of 30,000 EDGE Miles for Group A and 120,000 EDGE Miles for Group B apply
Important conditions
1
Domestic lounge8 visits per year
- Airport lounge access is tiered based on spending:
- Silver tier (entry-level / <3L spend): 8 domestic / 4 international lounge visits per anniversary year
- Gold tier (7.5L spend): 12 domestic / 6 international lounge visits per anniversary year
- Platinum tier (15L spend): 18 domestic / 12 international lounge visits per anniversary year
2
International lounge4 visits per year
- Airport lounge access is tiered based on spending:
- Silver tier (entry-level / <3L spend): 8 domestic / 4 international lounge visits per anniversary year
- Gold tier (7.5L spend): 12 domestic / 6 international lounge visits per anniversary year
- Platinum tier (15L spend): 18 domestic / 12 international lounge visits per anniversary year
3
Milestone2,500 EDGE Miles on annual spend of ₹3 lakh
4
MilestoneAdditional 2,500 EDGE Miles on annual spend of ₹7.5 lakh
5
MilestoneAdditional 5,000 EDGE Miles on annual spend of ₹15 lakh
Tips
Practical notes from verified sources
Air India has recently revalued its redemptions and is classified under Group B (subject to the 120,000 annual EDGE Mile transfer cap)
For Marriott Bonvoy transfers, you can indirectly transfer by converting EDGE Miles to Club ITC at a 1:2 ratio, and then Club ITC to Marriott at a 2:3 ratio (capped at 10,000 ITC points per quarter)
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 2,500 EDGE Miles upon completing the first transaction within 37 days of card issuance
Renewal benefits
- Renewal benefits are tiered based on status:
- Silver tier: 0 EDGE Miles upon payment of annual fee
- Gold tier: 2,500 EDGE Miles upon payment of annual fee
- Platinum tier: 5,000 EDGE Miles upon payment of annual fee
Additional benefits
- 1% fuel surcharge waiver on transactions from ₹400 to ₹4,000 (capped at ₹400 per billing cycle)
- Dining Delights discounts at participating restaurants
Additional details
- EDGE Miles can be redeemed for travel bookings at Travel EDGE portal or transferred to airline/hotel partners
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Axis restored Qatar Airways at a reduced Atlas ratio24 Jul 2026
- Qatar Airways Privilege Club is again available on Travel EDGE for Atlas at a 2:1 EDGE Miles to Avios ratio
- Accor and Marriott remain unavailable, while legacy airline partners continue at 1:2
Axis revised Travel EDGE transfer program for Atlas2 Apr 2026
- Effective 2 April 2026, Axis Bank revised its Travel EDGE transfer program: Accor Live Limitless, Marriott Bonvoy, and Qatar Airways were removed as transfer partners
- Three new airline partners (British Airways, Finnair, Vietnam Airlines) were added at a 2:1 transfer ratio, while legacy partners continue to transfer at 1:2 ratio
- Annual caps of 30,000 EDGE Miles for Group A and 120,000 EDGE Miles for Group B apply
Exclusions
Spending that does not earn edge miles
- fuel
- rent
- insurance
- wallet load
- government institutions
- utilities
- telecom
- gold
- jewellery
- Gift cards
- Tolls and FASTag
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