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Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
Optimized for cashback and travel.
Optimized for railway and irctc, featuring complimentary lounge access.
Optimized for railway and irctc.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Lifetime free card, Optimized for lifetime free and rewards.
Optimized for dining and movies, featuring complimentary lounge access.
| Feature | YES BANK Paisabazaar PaisaSave Credit Card | IRCTC SBI Platinum Card | IRCTC SBI Card on RuPay |
|---|---|---|---|
| Best for | cashback, travel, dining | railway, irctc, travel | railway, irctc, travel |
| Reward rates | 1% - Base reward rate upto 6% - accelerated reward rate | 0.8% - Base reward rate upto 8% - accelerated reward rate | 0.8% - Base reward rate upto 10% - accelerated reward rate |
| Annual fee | Rs 499 | Rs 500 | Rs 500 |
| Fee waiver spend | Rs 1.2 lakhs | - | - |
| Domestic lounge | 0 | 4 | 0 |
| International lounge | 0 | 0 | 0 |
| Forex markup | 3.4% | 3.5% | 3.5% |