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Ranked by how well they match the query, not by commission.
Optimized for cashback and travel.
Lifetime free card, Optimized for lifetime free and rewards.
Optimized for railway and irctc, featuring complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for railway and irctc.
Optimized for dining and movies, featuring complimentary lounge access.
| Feature | YES BANK Paisabazaar PaisaSave Credit Card | HSBC Visa Platinum Credit Card | IRCTC SBI Platinum Card |
|---|---|---|---|
| Best for | cashback, travel, dining | lifetime free, rewards, air miles | railway, irctc, travel |
| Reward rates | 1% - Base reward rate upto 6% - accelerated reward rate | 1.3% - Base reward rate upto 8% - accelerated reward rate *considering using accor redemption | 0.8% - Base reward rate upto 8% - accelerated reward rate |
| Annual fee | Rs 499 | Rs 0 | Rs 500 |
| Fee waiver spend | Rs 1.2 lakhs | - | - |
| Domestic lounge | 0 | 0 | 4 |
| International lounge | 0 | 0 | 0 |
| Forex markup | 3.4% | 3.5% | 3.5% |