POP CLUB Credit Card
Rs 399Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.4%Forex markup
Best for
UPI, Gen Z, Shopping, Co-Branded
Top rewards
Online Spends: 10 POPcoins / ₹100 spent; UPI Scans Via POP UPI App: 7 POPcoins / ₹100 spent; Other UPI And Offline Retail Spends: 2 POPcoins / ₹100 spent
Paisabazaar PaisaSave RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
3.4%Forex markup
Best for
UPI, Cashback, Lifetime Free, Co-Branded
Top rewards
UPI Scan & Pay Spends: 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000
| Feature | POP CLUB Credit Card | Paisabazaar PaisaSave RuPay Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 399 | Rs 0 |
| Fee waiver spend | Rs 1,50,000 | - |
| Reward type | POPcoins | Cashback As YES Rewardz Points |
| Best for | UPI, Gen Z, Shopping, Co-Branded | UPI, Cashback, Lifetime Free, Co-Branded |
| Top reward categories | Online Spends: 10 POPcoins / ₹100 spent; UPI Scans Via POP UPI App: 7 POPcoins / ₹100 spent; Other UPI And Offline Retail Spends: 2 POPcoins / ₹100 spent | UPI Scan & Pay Spends: 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.4% | 3.4% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Statement credit: upto ₹ 1 per point |
| Key exclusions | Fuel transactions, Rental payments, Wallet loading transactions, Utility payments, Insurance premium payments, Real estate payments | Fuel spends, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, UPI scan & pay transactions up to ₹2,000 |